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Insurance claim question

Discussion in 'Ask An Owner Operator' started by Elroythekid, Jan 10, 2013.

Page 3 of 7
  1. Jan 12, 2013 #21
    passingthru69

    passingthru69 Road Train Member

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    Good luck, Keep us posted...
     
    passingthru69, Jan 12, 2013
    passingthru69, Jan 12, 2013
    #21
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  3. Jan 17, 2013 #22
    Elroythekid

    Elroythekid Road Train Member

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    Halifax Nova Scotia
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    Absolutely no luck here. As my loss control guy feared, they are refusing to pay the claim. because I left my door open while I closed the trailer doors they say their driver is not at fault. Even tho he had a football size area to move around, made a bad decision to blindside into the space between me and the closest truck to me (an area you could put 2 trucks in) and would have hit my truck regardless, and he really didnt even need to move into?, and he only stopped because I screamed at him. They know it isn't worth us hiring lawyers in the US to sue over a $6500 claim, so screw the Canadien, so now my insurance kicks in, me paying the first $5k deductable. Sorry for the rambling nature of this but I'm so mad I can barely see.
     
    Elroythekid, Jan 17, 2013
    Elroythekid, Jan 17, 2013
    #22
  4. Jan 17, 2013 #23
    Oscar the KW

    Oscar the KW Going Tarpless

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    What a bunch of no good cowardly theives!
     
    Oscar the KW, Jan 17, 2013
    Oscar the KW, Jan 17, 2013
    #23
    Elroythekid Thanks this.
  5. Jan 17, 2013 #24
    MNdriver

    MNdriver Road Train Member

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    You'd get legal fees on top of your claim.
     
    MNdriver, Jan 17, 2013
    MNdriver, Jan 17, 2013
    #24
  7. Jan 17, 2013 #25
    Elroythekid

    Elroythekid Road Train Member

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    Halifax Nova Scotia
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    Claim is $6000 Ish when you back the taxes out. Deductible is 5k not much incentive for my company to proceed. I will have to do it on my own. Not sure if I have to file in Oklahoma where the accident happened or home state of his insurance company?
     
    Elroythekid, Jan 17, 2013
    Elroythekid, Jan 17, 2013
    #25
  8. Jan 17, 2013 #26
    MNdriver

    MNdriver Road Train Member

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    File it directly against the driver. Forget I.surance
     
    MNdriver, Jan 17, 2013
    MNdriver, Jan 17, 2013
    #26
  9. Jan 17, 2013 #27
    Elroythekid

    Elroythekid Road Train Member

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    Sep 9, 2010
    Halifax Nova Scotia
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    Elroythekid, Jan 17, 2013
    Elroythekid, Jan 17, 2013
    #27
  10. Jan 17, 2013 #28
    MNdriver

    MNdriver Road Train Member

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    because your beef is with him, let him get it out of his insurance.
     
    MNdriver, Jan 17, 2013
    MNdriver, Jan 17, 2013
    #28
  11. Jan 17, 2013 #29
    highspeed1972

    highspeed1972 Light Load Member

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    Jul 23, 2010
    Weatherby Lake, MO
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    No idea about Canada insurance. But in the states there is an organization called the national insurance commission. It is state by state. My old neighbor worked there, my dads truck got hit and the driver had a shady fly by night insurance company. All it took was my neighbor giving dad a phone number, dad called. Next day an adjuster was at the house writing a check.
    This is the link of where dad called.


    http://www.naic.org/index.htm
     
    highspeed1972, Jan 17, 2013
    highspeed1972, Jan 17, 2013
    #29
    MNdriver and Elroythekid Thank this.
  12. Jan 17, 2013 #30
    Elroythekid

    Elroythekid Road Train Member

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    i will give them a call. Thank you!
     
    Elroythekid, Jan 17, 2013
    Elroythekid, Jan 17, 2013
    #30
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