$21,000 truck insurance

Discussion in 'Ask An Owner Operator' started by 2hellandback, May 22, 2013.

  1. 2hellandback

    2hellandback Heavy Load Member

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    Dec 19, 2007
    Blackfoot Idaho
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    21 ,000 for truck insurance with 9 points would put me out of business any ideas how to beat this problem ? Dont need any smart ### replies thank you !
     
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  3. Bakerman

    Bakerman Road Train Member

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    Can you hire a driver to drive your truck?
     
  4. 2hellandback

    2hellandback Heavy Load Member

    978
    236
    Dec 19, 2007
    Blackfoot Idaho
    0
    ya but i dont think that would help but i will chech it out other than that my option i think is to wait 3 yrs lol
     
  5. rank

    rank Road Train Member

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    50 miles north of Rochester, NY
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    Have you shopped around? My driving record was always pretty good.... minor tickets in my personal vehicle, no accidents, no claims since forever and my premium was always $12,000 with Markell. Then 3-4 years ago I got 4 tickets in one year....all in my personal vehicle (1 speeding, 2 seat belts, and one for not having the up to date insurance card in the vehicle). Markell would not insure me at any price. Broker said we can go to the high risk market but you are looking at $20,000.

    I went to a different broker and he said my record is pretty good we just need to find an insurance company that appreciates that you are claim free and accident free instead of one that focuses on tickets. He got me insured with Old Republic for $7,000.

    Try another broker that specializes in truck insurance and one that deals with all the insurance companies not just one or two.
     
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  6. 2hellandback

    2hellandback Heavy Load Member

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    Dec 19, 2007
    Blackfoot Idaho
    0
    Im allredy with an insurance broker they are looking around,,, thanks
     
  7. Bakerman

    Bakerman Road Train Member

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    My insurance co. says she doesn't care what tickets I get in my personal vehicle, just the ones you get in the truck.
     
  8. VisionLogistics

    VisionLogistics Road Train Member

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  9. BAYOU

    BAYOU Road Train Member

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    I called it I knew something was up!!!
     
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  10. VisionLogistics

    VisionLogistics Road Train Member

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    whatchoo talkin bout willis?
     
  11. 2hellandback

    2hellandback Heavy Load Member

    978
    236
    Dec 19, 2007
    Blackfoot Idaho
    0
    Ya it sucks to be me ,,, its amazing how a new hire inexperienced state patrolman and a pumkin seed can f your life up !
     
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