A Racial Trucking Insurance Question

I have no Idea If that is true I don't know if we have wonder where we are going because we maybe already there

 

More than likely it is legal to ask and I highly doubt that discrimination is going on - everybody's money is green no matter what race they are. Do you have a complete application, with a copy of your MVR, current loss runs, an equipment spreadsheet with VIN's, etc...make sure your application stands out and is complete. An incomplete app is like trying to ride a bike with a flat tire, it doesn't work. The post says nothing about you being new in business or how many years out on your own. If you are new in business, that may be causing the hold up.

If you still feel race is holding you up, then just put whatever race down you feel best accomplishes the goal of getting a quote.

 

I don't recall being asked my race on an insurance application. Most of these insurance companies don't seem to get in a hurry when it comes to getting a quote. I shop my insurance every year and it seems to take at least a week or so to get a quote.

 

Just answer "human" to the race question . OOIDA has always been great on the phone to me.....

 

Same here.

 

Me too. Being asked about your race does not sound right to me.

 

I tried to get a quote from OOIDA a few months ago. I had a terrible time getting into contact, waiting to hear back, on hold, etc.... Just to eventually find out I didn't meet one of their basic requirements.

I don't know if they are truly so busy or just incompetent, but it doesn't really matter. If they don't want or need your business bad enough to get you a quote in a timely fashion I suggest looking elsewhere.

 

There are many organizations and companies that ask for ethnicity but normally its only used for research to see what area of the population the attract and cater for.

I have nothing to do with the insurance industry but have heard Progressive offer competitive rates. asking wouldn't hurt.
Sorry don't know the number.