Insurance just to get the truck home/rigdig report question

Discussion in 'Ask An Owner Operator' started by dieselfuelonly, Aug 20, 2014.

  1. dieselfuelonly

    dieselfuelonly Road Train Member

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    Chapel Hill, NC
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    I'm looking at an older W900 with an N14. It's for sale at a small local shop that also sells a few trucks from time to time. Not really any history on it other than it does have paperwork from Cummins for an engine replacement earlier on in its life.

    Anyway, couple questions:

    I got the VIN# and ran a RigDig report on it. It came back OK, title looks good, appears to have been leased on to two carriers in its life. Previous driver(s) did seem to have a bad habit of getting OOS violations for out of adjustment brakes.

    It was involved in one accident back in 2002 in WV. From the RigDig report:

    "Accident involving two vehicle(s). 0 reported fatality. 2 reported injury. Tow-away accident. Collision involving motor vehicle in transport." <-- can anyone explain what the "collision involving motor vehicle in transport" means?

    Is there any way to find out more details about the accident? It does have the report # on the RigDig report but I don't know if I can get anywhere with that number, especially for something that occurred back in 2002.

    Now my next question - when I went to look at the truck the first time I took it for a quick spin. I want to take it to a shop to run it on the dyno and looked over by someone besides myself. When I drove it last time they threw a dealer plate up in the windshield and told me to have at it. Do I technically need to have my own insurance for driving the truck to go get it checked out?

    And if I do decide to go ahead and purchase the truck, any recommendations on where I could get some temporary insurance just to get it home with? It's about an hours drive so I want to make sure I cover my *** on the off chance that I was involved in an accident while bobtailing or something similar.

    The truck wouldn't be ready to lease straight on with my carrier yet, so getting insurance through them is not an option. It is an older truck that will need some TLC in a few areas and if I do purchase it I just want to get it home so I can do some work on it.

    Thanks for any advice.
     
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  3. wonderdog24

    wonderdog24 Medium Load Member

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    Progressive will cover you on a per trip basis.... Similar to what some people do with there RV'S..... Good Luck
     
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  4. fortycalglock

    fortycalglock Road Train Member

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    I'd just have the dealer deliver it to you since it's only an hour away unless you're going to need to drive it around to get it repaired. OOIDA has a liability policy just for that. If your not going to move it until your ready to lease on, just make have the dealer deliver it and run the guy back. When you threw that dealer plate in the windshield on the test drive, that was the dealers insurance covering you.
     
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  5. dieselfuelonly

    dieselfuelonly Road Train Member

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    Thanks for the help yall. Maybe the easiest way to do it would be to use the dealers plate while I take the truck to have it all checked out, and if it is OK with him, (and assuming I decide to buy it) just drive it home, park it, then get a ride back to the dealer and settle everything up with him there and return his plate?
     
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  6. Cetane+

    Cetane+ Road Train Member

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    But I think he will want it payed for before its at your home, maybe not. But for an hours trip, the dealer plate is the way to go, hands down.
     
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  7. *Five-0*

    *Five-0* Light Load Member

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    "Motor vehicle in transport" on a crash report simply means this vehicle collided with another vehicle that was in normal motion i.e. - 'in transport'. This is simply one of several possible modes of collision such as with a parked motor vehicle, fixed object, pedestrian, or furry, woodland creatures.
     
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