Progressive???

Discussion in 'Ask An Owner Operator' started by Derailed, Oct 18, 2014.

  1. Derailed

    Derailed Road Train Member

    2,379
    2,648
    Dec 10, 2008
    Upstate NY
    0
    Went out to get the mail today and here is a letter stating they are dropping my general liability with no apparent reason. It says type of business/commodity no longer meets our underwriting criteria for Motor truck general liability coverage. Did anyone else get one of these from them lately? Kind of puts a damper on things seeing it is required for some loads. Im also limited mainly to just them because t I am in NY and they are my only choice for coverage at a reasonable price. Guess I will just have to wait until Monday and see what they say on the phone.
     
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Ruthless

    Ruthless Road Train Member

    8,294
    80,473
    Aug 28, 2010
    The City.
    0
    I dont recall having gotten a letter like that, and as my policy with them renews tomorrow by midnite, I'm certainly interested in the explanation they'd have for you :/
     
  4. Hurst

    Hurst Registered Member

    6,618
    12,265
    Aug 24, 2011
    Tampa, Fl
    0
    I have Progressive also. My contract is still good for 7 more months. I have other options but they were the easiest to get insured with minimal down payment.

    Definitely would like to know why they just drop you for no apparent reason. Should be some kind don't of consumer protection from something like that. It's not like we don't pay them a substantial amount of money just so they can say thank you, but we don't like your face anymore.

    Hurst
     
    Derailed Thanks this.
  5. Ruthless

    Ruthless Road Train Member

    8,294
    80,473
    Aug 28, 2010
    The City.
    0
    I went with them and will renew with them for the price: I got quotes thru 2 agencies with a couple underwriters: nearest $ was $2,1++ more. No bueno por mi pantalones. I hear all these folks from other areas kicking annual premium figures @ 65-70% of mine...makes me think I'm getting hosed. I can't seem to find a cheaper alternative as of yet.
     
    Derailed Thanks this.
  6. Derailed

    Derailed Road Train Member

    2,379
    2,648
    Dec 10, 2008
    Upstate NY
    0
    Ill know Monday. Funny how these letters always show up on the weekend when you cant do anything about it. They didnt drop my primary, just the general liability effective Nov.18. I can do without it but its nice to have for extra coverage and load availability.
     
  7. BAYOU

    BAYOU Road Train Member

    2,847
    1,592
    Sep 23, 2010
    Beaumont,Tx
    0
    Progressive didn't drop me they just raised my premium 700% when I seen a $31,k renewal I feel over
     
    Cetane+ and Derailed Thank this.
  8. Cetane+

    Cetane+ Road Train Member

    1,304
    882
    Sep 29, 2013
    Albany, NY
    0
    They wont put GL on my policy. This was 4 months ago, so I think it has been in the works. I do have to shop around. Got my renewal, $8200 for the year. :biggrin_2551:
     
    Derailed Thanks this.
  9. Derailed

    Derailed Road Train Member

    2,379
    2,648
    Dec 10, 2008
    Upstate NY
    0
    When I was shopping around I pretty much came to the conclusion that Progressive would be my only choice here in NY until my authority is a couple years old before other companies would work with me. Funny though that some agencies qouted me more than twice the same yearly premium for the same policy i have now.
     
  10. Skate-Board

    Skate-Board Road Train Member

    3,801
    3,994
    Aug 9, 2014
    Merrimack, NH
    0
    If you haven't had ANY claims at all you should try Northland when your ready to get a new policy. I'm assuming your restricted to a radius? They are able to check if your going out of that radius and not telling them so that could be the reason.
     
    Derailed Thanks this.
  11. Derailed

    Derailed Road Train Member

    2,379
    2,648
    Dec 10, 2008
    Upstate NY
    0
    Thanks, I think I may have looked into them but fell under the dreaded NY curse. I haven't gone out of the radius or given any other reasons for this and there only canceling my GL. Probably some new requirements for their underwriting department.
     
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.