Any Equine Haulers? I need help figuring out insurance.

Might want to check oida website I never hauled horses.I am guessing you will be"for hire" so I would guess you would need the same as a semi not to sure how that works. probably a little cheaper.Sorry not much help I will stick with my bovine

 

I think you're in the wrong place. Look for the bull rack section. Not the same, but similar.

I'm sure you need a dot number. I think it would be ag exempt and therefore a mc is not necessary. I would recommend gen liabiliy and some sort of "cargo" insurance if the horse have any sort of value.

Good Luck

 

You will need a USDOT #....If you're just going to haul Horses, I believe that they're considered an ag exempt commodity, so no MC Op Auth needed...There is a complete list of exempt commodities, I just have to remember where I found it....Currently, we only haul our own ag/farm products intrastate.....If you're going to haul interstate, even though exempt, you'll still come under the USDOT safety audit review and all that, safety records, drug/alcohol testing, vehicle maintenance records, etc....

As far as insurance goes, they wanted to know how long I drove, my driving abstract, what we were going to haul, and approximate yearly miles.....We also put the farm under a LLC....Good luck

 

Ok, click on the link below for a partial listing of ag exempt commodities.....

http://www.fmcsa.dot.gov/registration/administrative-ruling-119

 

You're getting the idea....Now after you file for your USDOT#, in about 4-6 months, you will likely receive a letter from the DOT closest to you wanting to visit to check your records and ensure that you are in compliance....The guy I spoke with was pretty descent, answered any questions I had and advised accordingly.....I learned a long time ago though that when dealing with the gov't, you want to call them directly to get the straight scoop and get the person's name you speak with....That's not to say you won't encounter some that haven't the foggiest idea what you're asking, but at least you're getting it first hand....

Years ago things were never this complex, heck back in the '70's you just did it...It was a rare thing to have my logbook checked....In some States scales were closed more that open, not CT & VA though... Those days are long gone.. Now everyone's got their hand in your pocket....I could go on & on but you get the idea...


As far as insurance goes, call or visit 2 or 3 legitimate ones, and explain just what you're looking to do....Let them give you quotes and go from there.....Do your homework well and then make an informed decision.....Years ago I wanted to haul hay in the worst way, figured I could make a good dollar at it.....But I didn't do my homework and ended up getting burned, not real bad, but I learned from that.....There's a lot of good advice on here from those that have done that and been there, take it all in, good stuff.....I hope this was of some help, good luck....