New driver insurance issue?

Discussion in 'Ask An Owner Operator' started by paintballer, May 1, 2015.

  1. paintballer

    paintballer Light Load Member

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    Jun 10, 2014
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    I have my own truck and a leased O/O truck. The leased O/O wants to add his brother to team with him. The brother had a class A 25 years ago. But let it lapse. He has been driving commercially for 20 years in a local delivery situation. Driving straight truck or vans. No over the road experience.

    No recent CDL A verifiable experience.

    My insurance company won't cover him. He passed the CDL A test recently.

    My insurance company wants verifiable 3 years CDL A and over the road also.

    He will not be sent out alone, but would be teamed/trained by his brother with 25+ years over the road experience.

    Do any of you know of a insurance company that I could switch to that would be able to cover the new driver?

    These are quality guys I have known for 20 years. I teamed for 4 years with the O/O.

    I am working with a smaller agency.

    Need liability 1m and cargo 250k.
     
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  3. BASARAB

    BASARAB Light Load Member

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    Sep 4, 2014
    Warren, mi
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    Yes, progressive will take anybody
     
  4. paintballer

    paintballer Light Load Member

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    Jun 10, 2014
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    For Bob tail.

    But I have to carry them under my liability and cargo.
    progressive does not do cargo. I had them for several years and had to get my cargo from Hartford. I started hauling more autos and Hartford refused to keep covering me. So if i go back to progressive I need a new cargo carrier that will do autos also. About 25 percent of my business.
     
  5. BASARAB

    BASARAB Light Load Member

    201
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    Sep 4, 2014
    Warren, mi
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    progressive does cargo too now
     
  6. paintballer

    paintballer Light Load Member

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    Jun 10, 2014
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    I will check that out.
     
  7. ChromeNut

    ChromeNut Light Load Member

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    May 22, 2014
    Lockport, IL
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    Yes progressive covers everything now and takes new drivers. But expensive
     
  8. Skate-Board

    Skate-Board Road Train Member

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    Aug 9, 2014
    Merrimack, NH
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    Ya, Progressive will cover you but your premium will probably be over $15,000
     
    Cetane+ Thanks this.
  9. ChromeNut

    ChromeNut Light Load Member

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    May 22, 2014
    Lockport, IL
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    Mine 11,000$ new authority.
     
  10. Skate-Board

    Skate-Board Road Train Member

    3,801
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    Aug 9, 2014
    Merrimack, NH
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    How much experience though?
     
  11. ChromeNut

    ChromeNut Light Load Member

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    May 22, 2014
    Lockport, IL
    0
    8 years clean so far..
     
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