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  #11  
Old 05.20.2008
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Quote:
Originally Posted by leannamarie View Post
I wish my insurance only had a $500 deductible! And people think we teachers have such great insurance. My deductible is $750, and then I pay 25% of everything on top of that.
Yes, It amazes me the useless insurance they offer people.And then call them "good benefits". Yeah right. Who is it benefiting? Not me!
Alot of these plans you end up paying more money than the insurance company unless something major happens to you.
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  #12  
Old 05.20.2008
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Originally Posted by whydontchahey View Post
I am currently working for Roehl Transport. They are very good company to work for. Lots of friendly people that try and help and are reasonable.They get me home when they say.And I like it there.
But be advised... If taking there health insurance,you must keep it the entire year per IRS regulations.
There are some things in there health insurance that aren't working for my family too well. It is almost like we don't have health insurance. So the $80 bucks a week that I pay for it,is getting flushed down the toilet. I tried to cancel it and cannot until the end of the year per IRS regulations.
So if your just starting with Roehl... Your with one of the best there is to start out with.
But MAKE SURE you look over the insurance very closley. It has High deductables. Be prepared to pay for all doctors visits and hospitals stays until the deductables are reached with cash. Shop around for insurance!
Because if you take it,your stuck for the year with no way out but to quit the company. BE ADVISED!!!
I've been giving so thought to ur insurance problem. A family man can expect to pay $350.00 a mo. for insurance. When u sign up it is for one yr. when the window period comes up in a year, u can change ins. again. This is not just u and has been the way it is for while. Hope this was helpful.
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  #13  
Old 05.20.2008
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Originally Posted by mannmk7 View Post
I've been giving so thought to ur insurance problem. A family man can expect to pay $350.00 a mo. for insurance. When u sign up it is for one yr. when the window period comes up in a year, u can change ins. again. This is not just u and has been the way it is for while. Hope this was helpful.
I've never had insurance that required that I keep it if I didn't want it anymore. My wife and I have had many different insurances in the past. And plenty had to be canceled because of financial issues. Never once have we been forced to keep paying our hard earned money for something we didn't want.
Plus I was never told that I would be forced to let them steal my money.
And yes it will be dropped at the end of the year/open enrollment period or I will quit!
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  #14  
Old 07.17.2008
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to: whydontchahey,

my 2 cents worth on the pre-tax payment.
The IRS only allows changes o the "pre-tax" plan once per year. You usually declare these deductins with your employer in the late fall and they take effect in Jan., for the entire year. It has nothing to do with the fact that the IRS won't allow you to cancel the health plan.
Many companies also offer these pre-tax plans where your dollars go into a fund for insurance deductions or child care, dental work etc. Once enrolled in these plans, your pre-tax dollars go into the fund for your use. If not used by a certain time the following year (usually in Jan.), they are gone!
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  #15  
Old 07.17.2008
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The other changes that can be made to these section 125 pre tax arrangements for insurance premiums and spending accounts are changes in family situations ..new child , divorce , marriage ,,,spouse becoming eligible for ins (I think)..these allow terminations and changes in coverage from single to family etc...these are IRS regulations for receiving or paying for the premiums on a pre tax basis...not ROEHL's
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  #16  
Old 07.18.2008
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Quote:
Originally Posted by paratroop73 View Post
to: whydontchahey,

my 2 cents worth on the pre-tax payment.
The IRS only allows changes o the "pre-tax" plan once per year. You usually declare these deductins with your employer in the late fall and they take effect in Jan., for the entire year. It has nothing to do with the fact that the IRS won't allow you to cancel the health plan.
Many companies also offer these pre-tax plans where your dollars go into a fund for insurance deductions or child care, dental work etc. Once enrolled in these plans, your pre-tax dollars go into the fund for your use. If not used by a certain time the following year (usually in Jan.), they are gone!
Well I was not allowed to cancel the plan. Roehl claimed it was the IRS that was stopping me from doing so. I ultimately decided it was Roehls fault for this.They picked this B.S. umbrella to set up there junk insurance under.
The way I saw it was. I am the consumer.No one is going to force me to continue taking insurance I am not satisfied with.
This is 50% of the reason I quit Roehl Transport.
I am making more money with my new company.Glad I quit.
I brought up the insurance issue with the new company.They agreed that Roehl had set it up that way. The new companies insurane can be started and canceled when I choose.The way it should be.
I understand the IRS rules.But it doesn't make them right.
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  #17  
Old 07.18.2008
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Quote:
Originally Posted by therman View Post
The other changes that can be made to these section 125 pre tax arrangements for insurance premiums and spending accounts are changes in family situations ..new child , divorce , marriage ,,,spouse becoming eligible for ins (I think)..these allow terminations and changes in coverage from single to family etc...these are IRS regulations for receiving or paying for the premiums on a pre tax basis...not ROEHL's
That is true,that is the IRS regulations.But Roehl chose to set there insurance up this way. There are better ways to set up the isurance in my opinion.Giving your employees (the consumer) more say in something they are paying for.
I paid a weekly amount for insurance.I was not taxed on that money I paid that insurance with. But if I want to fire that insurance company cause they suck. Then I should not be forced to let them steal my money the rest of the year. If I stop paying. Then the coverage ends. The IRS needs to butt out. Because from that action the pre-tax payments have stopped.But Roehl set it up in such a way that I could not stop paying. There policy.So I quit. So glad I did.
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  #18  
Old 07.19.2008
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They don't hire west drivers that aren't experienced, and even then they don't hire many due to the lack of a customer base. The way I understood it is we try to accomodate our current customers' loads heading there, but have no interest in a customer base in the west.
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  #19  
Old 07.19.2008
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Quote:
Originally Posted by CMoore2004 View Post
They don't hire west drivers that aren't experienced, and even then they don't hire many due to the lack of a customer base. The way I understood it is we try to accomodate our current customers' loads heading there, but have no interest in a customer base in the west.
We?? I have to LMAO! You sure have a lot of post's to have joined in November of last year. If you are a driver, you sure have a lot of free time. I guess flatbedders have it pretty good over there.
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  #20  
Old 07.19.2008
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Originally Posted by CMoore2004 View Post
They don't hire west drivers that aren't experienced, and even then they don't hire many due to the lack of a customer base. The way I understood it is we try to accomodate our current customers' loads heading there, but have no interest in a customer base in the west.
This post is really random and off topic.
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