Insurance, someone explain some things to me please.

Perhaps your driving record is better than some or the other lessors, and you help pay for their bad records. If it is a great company , they have to make money somewhere, and so long as it comes out of your pocket, and you don't quit over it, they could care less how much it costs. They are making money of of you. They are probably charging you for a higher limit than you were quoted. If these companies can make a $$$ off of you, they will.

 

Maybe you should ask them about the high price. Good thing you were curious enough to look into the matter. Maybe when they realize your paying attention to what's going on, they might rearrange the insurance for you. If not, when your lease is up. Find another great company that has more reasonable insurance prices.