Refresher help and advice ?

I need some advice. I have read a few threads that matched this subject but didn't quite answer the questions I have. I got my CDL A in Nov. of 06. I did the OTR training program with Werner and had to go local after completion. Cement Mixer, end dumps, and a little team OTR with a friend who is a O/O. All in all I got 1yr and had to take a maternity leave. My baby was born with asthma, eczema, and food allergies (eggs). I have been home with him for 2yrs. He is doing good and my husband (truck driver) is ready for a break. We have made the choice to switch places so that I don't lose my career. He will stay at home and I will go back to work. I have been told that I am not considered for employment without taking a refresher course. Insurance reasons. I don't have the money to take a refresher course. I could get local or OTR with it. Are there any "good" companies that will pay for refresher and use me for a training program ? I have a current medical card and I also have tanks, doubles, and hazmat that doesn't expire till 12/11. Any advice ?

 

Sorry to double post but I also wondered if a Team driver could be allowed to take me as a team driver so that I get recent experience and retrained without the fuss of a refresher course ? Or an owner operator could be allowed to do that ?

 

My O/O friend could not afford to keep his truck and now works for Interstate. I wish that was an option. Any other ideas ? Can anyone tell me if there is an O/O who is willing to hire me for western region, or someone willing to run team and help me out or is this a hands tied question ?