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Politics Do Not Pass/Pass With Care. Today's truckers are far more educated and cognizant of the issues regarding politics due to the sharp increase in talk radio, and various trucking news media sources. Talk politics. Do truckers like politicians?

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  ^ Top   #21  
Old 4 Weeks Ago
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I have an idea.....
Let's make All doctors and other medical personnel employees of the government...
You know....they get paid by the government....we won't require insurance companies then......

Oh wait......that's been done before in the USSR......Doctors were paid the same as the garbage collectors....


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  ^ Top   #22  
Old 4 Weeks Ago
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Originally Posted by Mooney View Post
You better inform the #2 Dem in the House that it won't be in there.


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It will not be there until there is an alternative to the greedy companies available today. The insurance industry has brought this upon themselves.
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  ^ Top   #23  
Old 4 Weeks Ago
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Quote:
Originally Posted by Roadmedic View Post
It will not be there until there is an alternative to the greedy companies available today. The insurance industry has brought this upon themselves.
Define greed.

There are 85 industries with higher profit margins.



And isn't one reason for a lack of competition that competition for health insurance across state lines is prohibited, creating in effect 50 state health insurance "cartels?"
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  ^ Top   #24  
Old 4 Weeks Ago
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Quote:
Originally Posted by Roadmedic View Post
Why pay for something that covers nothing?

You have your concerns, I have mine.

I have worked for companies and they require the driver to pay for the poor insurance they offer.
So what is the difference?

I seriously doubt it will be as bad as you think.
Do you have any inside tips? Do you know what it will "cover" and "how much" you will have to pay for this?

You ask "what's the difference"? The difference is you can always get another job if you don't like your insurance or pick your own insurance. Yes, I already know YOU can't. I'm speaking in general.

What happens when you find out the government plan covers less than your crappy insurance you have now? And then you'll be stuck with it, it will no longer be an option. Do you know something about this plan that nobody else does? There's been nothing said in detail about what it will cover.

What makes you think the government won't limit your coverage since you have a "pre-existing" condition? You will be a risk in regard to costs.

How is it you can have high blood pressure and be a driver? Of course, most of the physicals for professional drivers is a joke, but that's only my opinion. For that matter EMT's have to pass physicals also. How do you pass those physicals? Those physicals are more in-depth. It takes more to pass them.

I'm really not trying to give you a hard time about this. But I'm not sure you completely understand all the ramifications this change will bring about for so many. Then again, maybe you don't care about the potential impact on others who are satisfied with their existing coverage. I understand your dilemma, I do. Been there, done that. I've been without insurance on occasion both ways, willingly and unwillingly. Even when we didn't have insurance I wouldn't have wanted what they are cooking up.
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  ^ Top   #25  
Old 4 Weeks Ago
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Quote:
Originally Posted by Roadmedic View Post
It will not be there until there is an alternative to the greedy companies available today. The insurance industry has brought this upon themselves.
That line of thought is interesting coming from someone who quit the industry due to not making enough profit.
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  ^ Top   #26  
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Quote:
Originally Posted by Roadmedic View Post
It will not be there until there is an alternative to the greedy companies available today. The insurance industry has brought this upon themselves.
Why don't you bring up all the greedy lawyers who got their plaintiff obscene sums of money due to an error and not necessarily due to negligence? If they want to see some of the medical costs come down they could try some tort reform. Why don't they? Some doctors pay six digits in malpractice insurance because of these bottom dwellers. Who do you think pays for some of that expense?

This has nothing to do with malpractice insurance but it's a good example of how out of control sue happy people are, who can be directly attributed to rising costs in many different aspects. Why does a lady who's stupid enough to put a HOT cup of coffee on her lap get millions for something SHE caused? She deserved that burn due to her stupidity. Hopefully she learned her lesson, but who's paying for her stupidity? We are every time we go to McDonald's. Can we sue her for being stupid? I wish we could. But yet other stupid people (the jury) were just as stupid for awarding her money. I have zero patience with stupid people. Ignorance is one thing, but stupidity should not be rewarded.

My point is if people weren't able to file frivolous lawsuits our insurance plans would probably be affordable by almost everyone.

Another case in point: How many are still driving without car insurance? Yet it's mandatory. It's the law. So why am I still paying for uninsured motorists? If it's mandatory there should be no such thing as uninsured motorists. Can we inquire our government and ask them why this is? It's just another worthless law that isn't enforced by the same system that put that law into force.

Ask yourself if you'll be in a better position if they make it mandatory and you do need repair work on your truck, but can't afford to do it because you HAVE to buy your insurance? Like I said you may no longer have a job but at least you'll have insurance. Or you could repair your truck and get fined or penalized because you didn't get the mandatory insurance and since you can't afford to pay your fine you end up in jail anyway and still get to kiss your job good-bye. Maybe you won't go to jail, but you can forget owning anything with a debt (penalty/fine) you could feasibly spend the rest of your life paying back. How does this quality of life sound to you now?
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  ^ Top   #27  
Old 4 Weeks Ago
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Quote:
Originally Posted by TruckrsWife View Post
Why don't you bring up all the greedy lawyers who got their plaintiff obscene sums of money due to an error and not necessarily due to negligence? If they want to see some of the medical costs come down they could try some tort reform. Why don't they? Some doctors pay six digits in malpractice insurance because of these bottom dwellers. Who do you think pays for some of that expense?

This has nothing to do with malpractice insurance but it's a good example of how out of control sue happy people are, who can be directly attributed to rising costs in many different aspects. Why does a lady who's stupid enough to put a HOT cup of coffee on her lap get millions for something SHE caused? She deserved that burn due to her stupidity. Hopefully she learned her lesson, but who's paying for her stupidity? We are every time we go to McDonald's. Can we sue her for being stupid? I wish we could. But yet other stupid people (the jury) were just as stupid for awarding her money. I have zero patience with stupid people. Ignorance is one thing, but stupidity should not be rewarded.

My point is if people weren't able to file frivolous lawsuits our insurance plans would probably be affordable by almost everyone.

Another case in point: How many are still driving without car insurance? Yet it's mandatory. It's the law. So why am I still paying for uninsured motorists? If it's mandatory there should be no such thing as uninsured motorists. Can we inquire our government and ask them why this is? It's just another worthless law that isn't enforced by the same system that put that law into force.

Ask yourself if you'll be in a better position if they make it mandatory and you do need repair work on your truck, but can't afford to do it because you HAVE to buy your insurance? Like I said you may no longer have a job but at least you'll have insurance. Or you could repair your truck and get fined or penalized because you didn't get the mandatory insurance and since you can't afford to pay your fine you end up in jail anyway and still get to kiss your job good-bye. Maybe you won't go to jail, but you can forget owning anything with a debt (penalty/fine) you could feasibly spend the rest of your life paying back. How does this quality of life sound to you now?
National average profit margin for law firms?

30%
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  ^ Top   #28  
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Quote:
Originally Posted by Roadmedic View Post
Not really.

I believe this is something that will not be in the final bill.

There is no way this can happen, forcing people to buy from the greedy vultures who are the insurance industry without providing a way to compete against the greed.

As usual, people have their own beliefs.
How can you be so sure? The people intent on passing it have publicly stated that they are not even going to read it. So who exactly is going to take it out?
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  ^ Top   #29  
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Quote:
Originally Posted by Mooney View Post
National average profit margin for law firms?

30%
Which in my mind is a pretty healthy profit margin. I hear people categorizing the oil corporations as "evil" because of their profits. Yet their profit margin is much less. But I don't see people protesting our judicial system that has run amok as a result of someone suing for anything and everything. Something is wrong somewhere.
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  ^ Top   #30  
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Quote:
Originally Posted by TruckrsWife View Post
Do you have any inside tips? Do you know what it will "cover" and "how much" you will have to pay for this?

You ask "what's the difference"? The difference is you can always get another job if you don't like your insurance or pick your own insurance. Yes, I already know YOU can't. I'm speaking in general.

What happens when you find out the government plan covers less than your crappy insurance you have now? And then you'll be stuck with it, it will no longer be an option. Do you know something about this plan that nobody else does? There's been nothing said in detail about what it will cover.

What makes you think the government won't limit your coverage since you have a "pre-existing" condition? You will be a risk in regard to costs.

How is it you can have high blood pressure and be a driver? Of course, most of the physicals for professional drivers is a joke, but that's only my opinion. For that matter EMT's have to pass physicals also. How do you pass those physicals? Those physicals are more in-depth. It takes more to pass them.

I'm really not trying to give you a hard time about this. But I'm not sure you completely understand all the ramifications this change will bring about for so many. Then again, maybe you don't care about the potential impact on others who are satisfied with their existing coverage. I understand your dilemma, I do. Been there, done that. I've been without insurance on occasion both ways, willingly and unwillingly. Even when we didn't have insurance I wouldn't have wanted what they are cooking up.
I have no worries about the health care and what it will or won't cover in the future.

My pre existing conditions that limit me are Gout. No gout problems since 1995. This is the one along with a slight skin rash that they disallow me for. They put riders on for the high blood pressure.

If the coverage is worse, at least I am not getting screwed by a greedy corporate monster.

As far as blood pressure and driving. You need to learn a bit. There are a large percentage of drivers with a condition known as high blood pressure. It is controlled by meds. This is allowed by the DOT. Maybe the doctors that give people you know are jokes, but they are regulated where I get mine. I assure you it is no joke.

Physicals are not required to be an EMT.

As far as what I understand. It will not agree with your stand. We are on opposite sides here. I could make the same comments to you in regards to your comments that think it will be like your scenario.
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