ok, going to school, question questions

depending on how long now you have had the car loan, the student loan will go one of 2 ways...either you will need a co-signer again...or...not...

depending on the bank, payback can start 1 month after graduation, or 6 months after... some students loans start payment 30 days after you START school, so get all the details.
'interest rates" may vary again, YOU get the information.

swift...werner...covenant....

these are the "basic of the basic" starting companies for a newbie..they all have their good pints and bad..

rather than to get caught up in the same ole, same ole rhetoric, why don't YOU do a search of ALL these boards and READ ALL ABOUT EACH ONE......

having your own truck and fine and dandy, if you have the money to run it, maintain it, insure it, etc,etc....do as you wish, but personally as a noob, i would NOT recommend you start off right away as an owner....

good luck to you.

 

first, good for you...

but do not (LOL) at werner or any other company, and here's why...

suppose for whatever reason, covenant has a hiring freeze in the near future which means you do not get to go there.....and here you are (LOL'ing) at werner, and let's say no one else will even look at you, and you decide to go with werner.....?? get it..??

do not burn your britches right off the start....be cool...

get ALL the pre-hires you can, then when the time comes to go, you will have more choices, because i'll tell you what, hiring freezes DO HAPPEN...

but again, good luck, and keep us up to date..

 

Feel free to LOL at anyone. I do. Of those 3 I'd go with SWIFT, this is based off of nothing. It's just what I would choose. Don't sweat the hiring freeze, most companies are dreading the "driver shortage", however you don't live in a great freight lane so that kinda sucks.

 

there is and never was any driver shortage, only a shortage of government sponsored paid training the companies get, then fire off the students...and the companies are raking in the money. just read some of the horror stories of some students here.

 

beats me man, from what I've read Werner sounds bad. But who knows what it's really like. Keep on researching, my guess is you don't get to be that size by canning your workforce all the time, you'd lose all of you accounts as people quit under dispatch and what not.

 

As with any loan, make sure there is no penalty for prepayment.

What is the interest on your car loan? SOmetimes you can roll one loan into another, if it will give you a better interest rate.

Mikeeee