Insurance question

They will want to know about any past workers compensation type injuries and such but I'm not aware of any common truckload carriers who hire new drivers wanting you to have had health insurance. Typical, un-informed, mal-informed and mis-informed driver wannabe know-it-alls doing what they do and spreading their rumors.

That said, there are some jobs where the employer wants to know you are responsible and financially stable, and not perhaps prone to theft, such as delivering pharmaceuticals or IPhones, other high-value street items, armored car delivery, etc. And having had steady insurance and reasonable credit will go a long way to verifying this.

 

There is a database in Atlanta I believe, called C.L.U.E. and another called MIB location unknown. Both these databases fall under the FCRA that you sign in your employment package / application. ( I think MIB is in Boston )

CLUE carries all insurance claims you've ever filed like car, house , death etc. MIB carries all medical history as reported from docs and hospitals as well as reports from the CDC etc. So if you ended up with something bad.....and you went to a facility and used your name, MIB gets it.

It would be typical for you to sign permission to access these dbases in your app. package however most don't check. It's too expensive. A lot depends on your carriers history with other employees and what he hauls.

STexan has the point. Folks use credit to determine what type of hand you are for if you can't take cake of your own business then how will you take care of mine?

JMO

 

While there may be some carriers that get carried away with this kind of stuff, most will not, especially with the so-called "driver shortage". Maybe a carrier that has an extremely low turnover rate might pile this stuff on to weed out applicants, but that is none of the major carriers. They are, as a whole, experiencing over 100% turnover rate. They need bodies in trucks. Unless you have been involved in major criminal activity, are a drunk, can't seem to keep out of accidents or violations, or something along that line, they will hire you if you can fog a mirror.

 

Do you think Prime ues C.LU.E & M.I.B?