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Protection for yourself in the event of a collision

Discussion in 'Questions From New Drivers' started by Commuter69, Apr 16, 2015.

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  1. Apr 16, 2015 #1
    Commuter69

    Commuter69 Road Train Member

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    For discussion's sake, let's say you are a company driver and are involved in a collision where it was determined that you were at fault. I know that the company should have it's own insurance policy for it's own interests, but how would you be prepared to be named as an individual who is at fault? I am sure that the insurance policy protects the company, but what happens when that company literally throws the driver under the bus to avoid an at fault finding?
     
    Commuter69, Apr 16, 2015
    Commuter69, Apr 16, 2015
    #1
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  3. Apr 16, 2015 #2
    icsheeple

    icsheeple Trailing the Herd

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    Welcome to trucking.
     
    icsheeple, Apr 16, 2015
    icsheeple, Apr 16, 2015
    #2
    dieselfuelonly Thanks this.
  4. Apr 16, 2015 #3
    Freddy57

    Freddy57 Road Train Member

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    The driver bears no financial liability for the crash, however, any fines the driver receives have to be paid and if someone is killed and manslaughter charges are filed, the driver is the one who stands trial. Driving is a high risk profession to say the least, and when the carrier tosses you to the wolves, it can get quite serious.
     
    Freddy57, Apr 16, 2015
    Freddy57, Apr 16, 2015
    #3
  5. Apr 16, 2015 #4
    dca

    dca Road Train Member

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    Simple answer.. Don't hit anything or anyone.. ever .. You'll be fine
     
    dca, Apr 16, 2015
    dca, Apr 16, 2015
    #4
  7. Apr 16, 2015 #5
    Commuter69

    Commuter69 Road Train Member

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    But that doesn't really answer the question, if the driver is named as another responsible party, how does the driver protect himself?
     
    Commuter69, Apr 16, 2015
    Commuter69, Apr 16, 2015
    #5
  8. Apr 16, 2015 #6
    dca

    dca Road Train Member

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    Hire an attorney
     
    dca, Apr 16, 2015
    dca, Apr 16, 2015
    #6
  9. Apr 16, 2015 #7
    icsheeple

    icsheeple Trailing the Herd

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    He/she doesn't. Lawyer up. Either you weren't doing anything wrong and might still go to jail. Or you were doing something wrong and will go to jail.
     
    icsheeple, Apr 16, 2015
    icsheeple, Apr 16, 2015
    #7
  10. Apr 16, 2015 #8
    dca

    dca Road Train Member

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    The real protection is not driving.. Whole up stay put
     
    dca, Apr 16, 2015
    dca, Apr 16, 2015
    #8
  11. Apr 16, 2015 #9
    Hardlyevr

    Hardlyevr Road Train Member

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    You would have to ask an insurance agent whether or not some kind of personal liability umbrella policy would cover this kind of situation. And of course that kind of policy you would have to pay for on your own. But there really isn't anything to cover you legally as far as a criminal charge goes.
     
    Hardlyevr, Apr 16, 2015
    Hardlyevr, Apr 16, 2015
    #9
    bullhaulerswife Thanks this.
  12. Apr 16, 2015 #10
    icsheeple

    icsheeple Trailing the Herd

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    [​IMG]
     
    icsheeple, Apr 16, 2015
    icsheeple, Apr 16, 2015
    #10
    dieselfuelonly, allniter and dca Thank this.
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