Truckers' Trucking Forum | Message Board | Discussion - The Premier Truck Drivers Forum!  

Trucker MySpace - Truckers Making Friends. Chicken Truckers Come Meet Other Truckers!

Good Trucking Jobs - Forget Those CRAP Trucking Jobs & Find A Good Trucking Job!




Go Back   Truckers' Trucking Forum | Message Board | Discussion > Truckers & The Trucking Industry > Questions From New Drivers

Truckers' Trucking Forum/Message Board - The Premiere Truck Driver Forum
Sponsored Links

Important Truckers Forum Notice!

Questions From New Drivers Newbie White Line Fever. Forum/Message Board for new truckers or those wanting to become a trucker to ask experienced drivers a question, and get their advice. New drivers can post questions and experienced drivers can help.

Reply
 
Thread Tools Rate Thread Display Modes
  ^ Top   #1  
Old 08.29.2008
Bobtail Member
 
Last Seen: 09.10.2008 03.45 PM
Member Since: May 2008
Location: Dekalb,IL
Trucker? Student
Age: 22
Posts: 27
My Trucking Photos: 0

Thanks: 1
Thanked: 0 Times
can my credit affect my chances of getting a job

I allready have my Class A CDL so i would need a refersher.
but im kinda buried in debt not so bad that im going to go bankrupt.
but one of the reason im trying to get a job truck driving even Over the road is to get out debt and never fall for it again.
I look at truck driving because driving is what i love to do and what i do best.
Im am applying with every company i can find. Ive got start somewhere.
but i really hope i find a good company im not a big fan of hopping from company to company. I dont expect to get rich just make a living
PS: im planing on study up to get allmost all of my endorsements
Hazmat,Tanker,double and triples
Reply With Quote
Remove This Ad By Registering. Join Our Truck Forum and Trucking Community For Free. Sponsored Links:

  ^ Top   #2  
Old 08.29.2008
Road Train Member
 
Last Seen: 5 Hours Ago 12.31 PM
Member Since: Sep 2006
Location: ""
Trucker? No Answer
Posts: 3,893
My Trucking Photos: 0

Thanks: 160
Thanked: 325 Times
Probably not... most companies won't even look at credit. The only thing they care about is your driving, criminal background, and work history.
Reply With Quote
  ^ Top   #3  
Old 08.29.2008
walleye's Avatar
Road Train Member
 
Last Seen: 3 Hours Ago 01.59 PM
Member Since: Aug 2007
Location: Rice Lake, Wi
Trucker? 11 Years
Age: 34
Posts: 2,071
My Trucking Photos: 0

Thanks: 485
Thanked: 608 Times
Many companies will use a credit report to try to gauge the risk of a driver stealing from them. The thinking is that if someone is deep in debt they may be very desperate to find a quick way out.
It is best to be honest on your application and know that they will ask you to sign a form to allow them to do a credit check, They may or may not do a credit check, BUT you will have to sign the form..
Reply With Quote
  ^ Top   #4  
Old 08.29.2008
al_huryn's Avatar
Light Load Member
 
Last Seen: 2 Weeks Ago 06.55 PM
Member Since: Apr 2007
Location: Philadelphia, PA
Trucker? No Answer
Posts: 61
My Trucking Photos: 0

Thanks: 0
Thanked 3 Times in 1 Post
I would say if you were going to be hauling anything of seriously high value or security they may. Companies in all kinds of fields do this because they want to know what kind of people they are entrusting with these kind of things. High debt may indicate a not so responsible individual more likely to commit a crime in order to reduce their debt. Not saying you would but many professions will not hire someone with bad credit, not sure about the trucking industry as a whole but there must be some out there that do credit checks...
Reply With Quote
  ^ Top   #5  
Old 08.29.2008
WiseOne's Avatar
Trucker Forum STAFF
 
Member Since: Feb 2004
Location: Truckers Report, TN
Trucker? EX-12 Years
Posts: 13,492
My Trucking Photos: 28

Thanks: 517
Thanked: 542 Times
My Truckers Blog : 9
For the most part, no. BUT, I agree with some of the other posters that is CAN depending. More and more companies ARE checking people's credit record for a fact. Heck, saw it on the news just the other day as a matter of fact. But, with trucking, you should probably be fine. Let's just say, if I had a company I would check employees backgrounds, credit, and such just to see what type of person he/she is...wouldn't hurt to check anyway.
__________________

.

The Truckers Report
...making sense of the trucking industry


Truckers Pets
....a place for truckers who love their pets


Good Trucking Jobs
...we list ONLY hand-picked trucking jobs



Truckers Search * Trucker MySpace * Political Forum

Apathy elected Obama, not me! -- WiseOne

People piss me off, stop it! -- WiseOne

________________________________________
Reply With Quote
Remove This Ad By Registering. Join Our Truck Forum and Trucking Community For Free. Sponsored Links:

  ^ Top   #6  
Old 08.29.2008
walleye's Avatar
Road Train Member
 
Last Seen: 3 Hours Ago 01.59 PM
Member Since: Aug 2007
Location: Rice Lake, Wi
Trucker? 11 Years
Age: 34
Posts: 2,071
My Trucking Photos: 0

Thanks: 485
Thanked: 608 Times
I do know that there was a form to allow a credit check in my FMCSA "compliance pack" that I had to sign so I could authorize myself to run a credit check on myself when I set up my authority....
Reply With Quote
  ^ Top   #7  
Old 08.29.2008
mc8541ss's Avatar
Road Train Member
 
Last Seen: 1 Day Ago 02.17 PM
Member Since: Sep 2007
Location: Lucedale Ms
Trucker? 0-1 Year
Age: 42
Posts: 1,147
My Trucking Photos: 6

Thanks: 496
Thanked: 388 Times
In my past life as a Security Contractor it was the #1 reason most people who met the qualifications were turned away.........The job did require us to have security clearances.....or some at a minimum needed a MRPT (Public Trust)....I would think that it could definately play a part if you were trying to haul Hazmat or Govmt contracts(depending on the company and the requirements put on them by the Govmt)..........They didn't look as hard at how deep you were in debt as to how you paid or if you had a bankruptcy..................I also know that insurance companies are also looking at your credit worthiness (among other things) to set your rates.........
Reply With Quote
  ^ Top   #8  
Old 08.29.2008
Bobtail Member
 
Last Seen: 09.10.2008 03.45 PM
Member Since: May 2008
Location: Dekalb,IL
Trucker? Student
Age: 22
Posts: 27
My Trucking Photos: 0

Thanks: 1
Thanked: 0 Times
well i do have a clear background and no tickets or accidents. for my work history Ive been mostly self employed.
But sadly like some other Americans Ive fallen into the credit card trap.
Its kinda sad it so easy to get debt but almost impossible to get out without getting a better job or second job.
[LINK POSTED BY MEMBER] Only Members Can View This Truck Forum Link.
It was a very bad thing to get into and Ive have cut them up and im trying to pay as much as i can right now to get out.
Reply With Quote
  ^ Top   #9  
Old 08.29.2008
Peterbilt79's Avatar
Light Load Member
 
Last Seen: 12 Hours Ago 05.01 AM
Member Since: Mar 2008
Location: Columbia PA
Trucker? WannaBe
Age: 29
Posts: 79
My Trucking Photos: 0

Thanks: 4
Thanked: 14 Times
Not to get off-topic here, but i was in debt also almost $10,000, they were calling all the time, and interest rates went up, use one card topay the other, but i got out with the help of Incharge Debt solutions, they helped cut my interest rates and im officially out of debt and credit card free, sorry to take it off-topic, but just lettting people know there is help out there if you want it

Peterbilt79
Reply With Quote
  ^ Top   #10  
Old 08.29.2008
Bobtail Member
 
Last Seen: 09.10.2008 03.45 PM
Member Since: May 2008
Location: Dekalb,IL
Trucker? Student
Age: 22
Posts: 27
My Trucking Photos: 0

Thanks: 1
Thanked: 0 Times
no problem at all.
as Im still very young im sort of just learning all these things.
Edit:wish they had some classes back high school about credit cards and other finance stuff
you would of thought I would of learned from my mother and father but the problems about being slef employed is if you get you pay cut theres not much you can do about. right now i can meet all my bills. Its just i feel its time to get out of debt and for me to try to stay. I would like to buy a house someday. At least i havent been late on anything and i keep on paying on them.
the thing amazes me is that it wasnt until my dad was 40s when he got his first new Van a 1994 plymouth voyager which is still kicking around town lol
I got my first new car 21 a 2008 hyundai accent but then again im living with my mother rent free since my father left in 2001 "I still see him and talk to him. hes help get my start in slef employment so i dont hold anything against him." I will probably still tech live with my mother but i will doing alot of OTR.
Edit number2:Also i ve applyied to
warner trucking
Schneider National
trans am trucking
Reply With Quote
Reply

Truckers Forum Bookmarks - Like This Thread? Tell The World!

Truckers' Trucking Forum/Message Board
Truckers Accessories


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off
Forum Jump

Similar Threads
Thread Thread Starter Trucker Forum Replies Last Post
C.R. England and Sons, Inc. - West Valley, Ut. toorollingstoned Report A BAD Trucking Company Here 646 3 Days Ago 02.04 AM
JB Hunt - Lowell, Ar. WiseOne Report A BAD Trucking Company Here 1237 10.06.2008 11.30 AM
Class A driver looking for local dump truck job. my2girls Ask An Owner Operator 2 09.29.2007 10.54 AM
Credit Card Safety Tips thedragon Experienced Truckers' Advice 5 05.20.2007 12.31 PM
Bank of America launches credit card for illegal immigrants littlebit News - NON Trucking News 13 03.07.2007 12.23 PM


.


vBulletin Forum Software, Copyright ©2000 - 2008, Jelsoft Enterprises Limited.
Copyright © The Truckers Report - Trucking Forum & Message Board - Truck Driver Discussion - Truck Forum

Trucker Forum Disclaimer: All content, information and opinions (collectively, the "Material") presented on Our Trucker Forum Discussion Board at TheTruckersReport.com are those of the authors of posts and messages (collectively, the "participants") and not The Truckers Report. The Truckers Report does not guarantee the reliability, completeness, accuracy, timeliness or up-to-date-ness of the material presented on the Truck Driver Forum. The material is published "as is," and does not represent the official views and opinions of The Truckers Report or any company. Any reliance upon the Material presented on these forums shall be at User's own risk. The Truckers Report does not review the substance of the content posted by users on these forums and is therefore not responsible for any of such content. The Truckers Forum merely provides a space for its users to express and exchange their own opinions.


Search Engine Friendly URLs by vBSEO