Cargo insurance

Contact OOIDA. When I ran under my own authority, they gave me the best price.

 

Buy it along with your liability. Keep it simple.

 

OOIDA won't write cargo if they don't do your auto.

 

Checking with OOIDA is OK...Im not so sure about the best price anymore. This is what I can tell you. Research the heck out of who you are looking to get it from. I got insurance from an agent here in NC where I'm based out of because I figured that if I had a problem with it, then I could go to their office and get things straight. Right? Not really. I just recently started my Trucking business last year. I went with "Great Quotes". Now Im not saying these guys are bad....but this is what happened to me.
When you buy the insurance most guys have to Finance the insurance unless you have the 7 or 8 Thousand to slap down to pay for the Yearly Payment. So you sign a bunch of forms and they give you the paperwork you need to get you to the next step in the process. Well about 2 months after I received every thing from the FMCSA telling me that I was good to go and that my MC number was active...I get a letter from the FMCSA talking about my insurance. I call my guy in Charlotte which is about 3 hours from my house. He tells me I'll look into it and see what's going on. No problem. He calls me back and says someone forgot to post the payment. It's been taken care of. No problem. The next letter I get back from FMCSA is a letter revoking my authority. This is not good. Had I been under a load, out on the road it would have cost me majorly....Long story short. One of the 3 insurance companies that I go through did get the money but never let the FMCSA know. So now I have no authority, and it cost money to get it re-instated. So after working with my guy in charlotte...who is now having to jump through hoops because he knows I've paid the insurance bill and it's their mistake...is having to get it sorted out and by the way....I didn't have to pay the fee to get re-instated, but it will still show up if a broker runs my insurance. Nothing I can do about it. So that is my take. Be carefull, Ask them lots of questions, make sure you can have access to get certificates if you need them. Hope that helps.

 

http://www.rouxco.com/

Talk to a guy by the name of R.C. Roux. Was recommended to him by a friend. Talked to him over the phone, was very knowledgeable and willing to work with you to get your cost down. He is an independent writer and will shop around for the best price. We haven't started yet, but our cost for a new venture with a pete 359 and end dump trailer with my dad and I was around 13,000 a year if I remember right....was thru progressive but at a better price than thru progressive themselves

 

@Blue and the Gray be aware that the next letter you may get if the truck is in your name same as your co. name will be a driver lic. sup. letter for no insur. on a truck in your name with a tag in your name?

 

Also, OOIDA won't insure you if you have under 4 years. That is what happened when they called me.