Health insurance for self-employed

Wait for Trump....

Also, BCBS quotes aren't that high unless you are insuring 4 people or you are over 50 in poor health.

 

Healthcare.gov lol

 

You have to have a policy that meets obamacare standards or pay a penalty. Welcome to the world of self employed.

 

That's about what I pay for my employees..... Why is it OK if an employer pays that rate, but if you're self employed, it's too much?

 

It's probably not, but ive never asked an employer to cover me. When my jumped up above that, I dropped it. It's cheaper for me to pay out of pocket and pay the penalty. Sucks though, I was paying $400/month for me and 2 kids with a fairly low deductible and good coverage with BCBS, then it went to $800 then over $1200 with a high deductible and worse coverage.

 

Mine*

 

Over 50 and $850 a month that's for a single plan.....

That one of many reasons that a $1 a mile doesn't cut it.....