Truckers Report Jobs

Find Trucking Jobs

Company Driver Company Driver Dry Van Dry Van Flatbed Flatbed Refrigerated Refrigerated Specialized Specialized Owner Operator Owner Operator
More Trucking Job Searches ⌄ Fewer Trucking Job Searches
⌃

How do you get health In

Discussion in 'Ask An Owner Operator' started by radioshark, Oct 25, 2016.

Page 1 of 3
  1. Oct 25, 2016 #1
    radioshark

    radioshark Road Train Member

    4,411
    21,662
    Nov 19, 2012
    0
    Don't mean to pry into anyone's personal business but getting health insurance has me concened about becoming a O/O.
    A little about myself. I am married with a12 yo old kid. My wife is a diabetic and this has me concerned about getting it and being affordable. I would need need prescription as well. Just her insulin alone would be $650 a month.
    Thanks in advance for any and all advice
     
    Last edited: Oct 25, 2016
    radioshark, Oct 25, 2016
    radioshark, Oct 25, 2016
    #1
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Oct 25, 2016 #2
    dngrous_dime

    dngrous_dime Road Train Member

    3,148
    5,761
    Jan 28, 2014
    Lansing area, MI
    0
    I need sleep, I first read that as you're married TO a 12yr old kid.....

    That being said, best thing to do is call up Blue Cross Blue Shield and talk to an actual agent, rather than trying to navigate the marketplace solo.
     
    dngrous_dime, Oct 25, 2016
    dngrous_dime, Oct 25, 2016
    #2
    radioshark Thanks this.
  4. Oct 25, 2016 #3
    Pedigreed Bulldog

    Pedigreed Bulldog Road Train Member

    7,737
    14,408
    May 7, 2011
    0
    $650/month for insulin? Dang...I have an insulin-dependent diabetic dog, 30 units of Novolin N injected twice per day. Get it from Walmart, and with the needles, only runs us $60 or $70/month.
     
    Pedigreed Bulldog, Oct 25, 2016
    Pedigreed Bulldog, Oct 25, 2016
    #3
  5. Oct 25, 2016 #4
    radioshark

    radioshark Road Train Member

    4,411
    21,662
    Nov 19, 2012
    0
    That's getting it thru Walmart with a coupon from the of drugs manufacturer. We had to pay for it out of pocket when I switched jobs last year till my new health insurance lkicked in.
     
    radioshark, Oct 25, 2016
    radioshark, Oct 25, 2016
    #4
  7. Oct 25, 2016 #5
    Steel Tiger

    Steel Tiger Road Train Member

    2,665
    3,221
    Jun 6, 2012
    Orlando, FL
    0
    Say what you will about Obama-Care, but if you can get it, you may find a sweet plan. But I agree with @dngrous_dime talk to an actual agent to help you narrow down your specific needs. You may not need a national plan or even a state wide plan. Depends on where your job takes you.
     
    Steel Tiger, Oct 25, 2016
    Steel Tiger, Oct 25, 2016
    #5
    radioshark Thanks this.
  8. Oct 25, 2016 #6
    Bakerman

    Bakerman Road Train Member

    4,663
    8,806
    Jan 27, 2013
    Phoenix, AZ
    0
    We have Cigna here in AZ and pay $732/month for 2 adults & 2 children. Just heard tonight on the news AZ premiums will increase 116%
     
    Bakerman, Oct 25, 2016
    Bakerman, Oct 25, 2016
    #6
    Terry270, HopeOverMope, exhausted379 and 4 others Thank this.
  9. Oct 25, 2016 #7
    dngrous_dime

    dngrous_dime Road Train Member

    3,148
    5,761
    Jan 28, 2014
    Lansing area, MI
    0
    Jeeeez, that's nearly my rent payment.... I'm covered under Tricare, and my GF is covered under VA for now.
     
    dngrous_dime, Oct 25, 2016
    dngrous_dime, Oct 25, 2016
    #7
    tscottme and Bakerman Thank this.
  10. Oct 25, 2016 #8
    Bakerman

    Bakerman Road Train Member

    4,663
    8,806
    Jan 27, 2013
    Phoenix, AZ
    0
    I forgot to tell you, that is with a $2,500 deductible.
     
    Bakerman, Oct 25, 2016
    Bakerman, Oct 25, 2016
    #8
    radioshark Thanks this.
  11. Oct 25, 2016 #9
    dngrous_dime

    dngrous_dime Road Train Member

    3,148
    5,761
    Jan 28, 2014
    Lansing area, MI
    0
    Even if I didn't have Tricare, the penalties are cheaper than premiums.
     
    dngrous_dime, Oct 25, 2016
    dngrous_dime, Oct 25, 2016
    #9
    tscottme and Bakerman Thank this.
  12. Oct 25, 2016 #10
    radioshark

    radioshark Road Train Member

    4,411
    21,662
    Nov 19, 2012
    0
    I looked at the Obama care exchanges last year and it was just $1000/ month. With a $12000 family deductible. Why bother with having insurance with a deductible that high I couldn't afford to go to the doctor.
     
    radioshark, Oct 25, 2016
    radioshark, Oct 25, 2016
    #10
    HopeOverMope and Bakerman Thank this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

    • Page 1 of 3