Transport plates

I am not sure how it works in NY but here in NC I had to have my General Liability and Cargo Insurance in place along with an insurance company willing to cover them. We have two types Dealer Transporter and Non-Dealer Transporter. I have Non-Dealer and the insurance covers both plates up to $100,000 . It's like adding additional cargo insurance premium. I was able to get two plates because that's all my insurance provider would do because I don't have garage keepers insurance which is designed for repair/towing and dealership insurance.

 

My insurance went up around $600 a year but thats for two plates and I don't know how much higher insurance rates in NY are. I used to live in NJ and now NC and just general insurance here is so much cheaper

 

Here is a link to the New York DMV regarding transporter plates, they seem fairly simple to get for NY based businesses, I wish mine were as easy to get in Pennsylvania. Like Ryan said, expect your insurance to increase $600 to $1,000 if you already have all the other correct coverages in place.

https://dmv.ny.gov/org/dealers/become-registered-transporter

 

Another word to the wise DON'T leave any information out DMV is fickle. They sent back my check twice because they said they were missing info. So I sent them everything. My complete insurance policy every document, my business license, and filings with the SOS, my Authority letter from the FMSCA, my EIN, copies of my W-9 my process agents and registered agents names phone numbers and addresses. That seemed to do it, I am sure the lady at DMV said oh I got that guy, with 36 individual pieces of paper sent return certifed reciept. Yeah I got my approval