Hello. Am in the beginning stages of purchasing my own rig and heading out on my own. Was wondering if I needed to purchase worker's comp insurance for myself. Live in North Carolina and the law is a little confusing. Didn't know if anyone out there had any insight on this. Also, what about in the event someone was driving under my DOT authority (1 or 2 enployees)? Any insight is greatly appreciated. Thanks!
Worker's Comp Ins for O/O
Discussion in 'Ask An Owner Operator' started by PghNRdu, Oct 9, 2015.
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Looks like for North Carolina if you are under your own authority and will be operating the truck yourself, you will not need WC. But if you are an independent contractor, will lease independent contractors under you, or have any employees, you will need W.C.
Occupational Accident Insurance does not meet the Worker's comp requirements in North Carolina either.
http://www.ic.nc.gov/faqs.htmlPghNRdu Thanks this. -
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I'm an OO out of NC and no workers comp.
PghNRdu Thanks this. -
I had a broker asking me once if I had a WC. I explained him that I am one guy operation and I do not need that, but he still said "Sorry, we cant use you". I wonder what was that about, never had anybody else asking me that question
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The driver sued the broker? What did the broker do to injure the driver? Wow, this Is such a litigious society. It's no wonder insurance and medical care costs and through the roof!
Whatever happened to being responsible for your own actions?whoopNride Thanks this. -
Don't know how to post a link from my phone. It's in the freight broker forum titled"interesting article"posted by mattvogelpohl.
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