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Truck - Trailer Financing A discussion for owner operators to find info on the financing of eighteen wheelers and trailers. Don't get ripped off by shady dealers and financeers. We have an expert that can answer your truck financing question here so you can do it the RIGHT way!

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  ^ Top   #61  
Old 07.13.2008
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Thanks Marty, Thats information a lot of buyers aren't aware of (including myself at the time) and something most dealers if any, will tell you about.
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  ^ Top   #62  
Old 07.25.2008
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The finance 1500-1650 per month is based on 72 months WAC. But you have to have A+ credit for 72 months. 60 months is easier to get financed but payments will range around 1800-1850 per month with 10% down WAC.

Sorry for any confusion.


Quote:
Originally Posted by FitzgeraldTruckSales View Post
It seems alot of people are weary about gliders.

But with lets say, a decent credit score(600+) then you can get approved with us pretty easy with a 10,000 down payment the payments would be right at 1500-1650/month.

It is not harder to get a glider kit financed. That is a myth.

Also the insurance is not hard to get either.

Just thought this information would be useful.
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  ^ Top   #63  
Old 07.25.2008
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Quote:
Originally Posted by FitzgeraldTruckSales View Post
The finance 1500-1650 per month is based on 72 months WAC. But you have to have A+ credit for 72 months. 60 months is easier to get financed but payments will range around 1800-1850 per month with 10% down WAC.

Sorry for any confusion.
I looked at the white 389 with 63" flat top on your website and sent you a credit app last night, did you receive it? I sure don't have A plus credit, maybe C plus... my median score is 620 right now and will go up soon when the tax liens are deleted, the 2 tax liens on my credit report are settled and I can document that so maybe I'll be a B plus FYI - I'm the guy who sent the app from Apopka FL.
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  ^ Top   #64  
Old 07.25.2008
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Correct me if im wrong here, but one reason banks may not finance a truck is the fact of getting the truck back for collateral and then trying to resell it for what they have wrapped up in it, i worked for a company years ago doing flatbed that leased 3 or 4 trucks from private parties, the one that i drove was a 1989 pete cabover that the owner bought for 25,000 in 1990 it had low miles when purchased and was a pretty good truck, but the owner wasnt making payments to the bank ,so the bank of course took the truck repo ,the guy owed 50,000 on it when they took it,, my boss tried to make a bid on it but the bank wouldnt let anyone from the company bid on it, they some how had all our names from the company. But anyway i think banks dont like trucks due to the repo and trying to recuperate theyr loss, correct me if im wrong.
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  ^ Top   #65  
Old 07.26.2008
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Quote:
Originally Posted by Markvfl View Post
I looked at the white 389 with 63" flat top on your website and sent you a credit app last night, did you receive it? I sure don't have A plus credit, maybe C plus... my median score is 620 right now and will go up soon when the tax liens are deleted, the 2 tax liens on my credit report are settled and I can document that so maybe I'll be a B plus FYI - I'm the guy who sent the app from Apopka FL.
Yes Sir we got the app in and Monday Morning I will have Danny give you a call after we have all the information together(it will be early). I am sure we can help you out and will do everything in our power to

Thanks.
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  ^ Top   #66  
Old 07.29.2008
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Quote:
Originally Posted by Markvfl View Post
I looked at the white 389 with 63" flat top on your website and sent you a credit app last night, did you receive it? I sure don't have A plus credit, maybe C plus... my median score is 620 right now and will go up soon when the tax liens are deleted, the 2 tax liens on my credit report are settled and I can document that so maybe I'll be a B plus FYI - I'm the guy who sent the app from Apopka FL.
I had my man Danny to call you yesterday but he couldnt get you on the ringer.

If you dont hear from us feel free to give us a call if you need any more help. Ask for Danny or Derek and dont forget to mention the forum.
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  ^ Top   #67  
Old 07.30.2008
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I've got under a 400... who wants to finance a truck for me??? lol
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  ^ Top   #68  
Old 07.30.2008
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Welcome to Martins house of credit, 400? NO PROBLEM, 0 down, $2750 a month for the rest of your life
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  ^ Top   #69  
Old 07.30.2008
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Quote:
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Welcome to Martins house of credit, 400? NO PROBLEM, 0 down, $2750 a month for the rest of your life
do you work for Gweato the bone twister?? pretty much what he told me too
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  ^ Top   #70  
Old 07.30.2008
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Thats funny I dont care who you are what you drive what you like that is just funny.MM & 550.Nothing wrong with a little humour in these signs of time.
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