An Easy Way to Get Your OWN TRUCK !

**DoubleDear** · 01.31.2009

This is how we started in the trucking industry and grew from there. And got our own truck and then more trucks.
My husband always wanted to be a truck driver. Always , since he was a little kid. His first job hired as a truck driver hauling eggs, was his first time driving a truck.
He told the guy that interviewed him , that he knew how to drive. At the time , you didn't need to go to school and all that., and the CDL.
He got hired and jumped into the truck and figured out the gears. That was it! ha, ha,
Pronto , instant "Truck Driver" ! So he drove for several outfits after that , before wanting his own truck. I would say about 3-4 years later, that's it. He wanted his own truck.
His first time getting his Own Truck, was finding someone in our area that had a for sale sign on it.
An Owner Operator in the next town had a 79 KW900 for Sale sign on it. This was back in 1985,. He approached the guy and since they were both truck drivers, he asked the guy if he could make payments on it. The guy needed to get rid of it due to a divorce , and said Yes!
They both went to the bank were the guy had it financed and the bank drew up a third party contract for them. $700 dollars a month., that he would take over the payments. The contract was written , after the full payment was made , the truck goes in my husbands name.
The Second time was easier,,,, when he wanted another truck, he did the same thing. Approached a Local Owner Operator who was selling his truck.
Well my husband was working for a Straight Broker, hauling produce. He asked the guy if he could make payments on the truck, cause he already has the work for it. He gave him 1,200 dollar down payment.
The guy made up his own contract.
We got about 3 or 4 more trucks afterwards., by the same method. A Volvo, International, and 2 Peterbuilts. His last one now is a Red 379 Peterbuilt. And he used his previous sellers as references.
As Long as you find someone LOCAL, there shouldn't be a problem asking to make payments.
Many Owner Operators will advertise in your local paper , selling their truck for a specific amount.
It doesn't hurt, asking them if you can make payments on it.
The reason to stay Local, is, if you stop making payments, he can come take his truck back.
This a Reasurrance for the Seller.

Forget all that Heavy Finance charge from a dealer.
But you don't get a Warranty buying a truck this way.
So make sure, you check out a Truck Completely !
Before Buying. Know what you're buying! Tires and all!

And it's that easy. And all trucks were fully paid within a year or two.

By the way, we did this, to get trailers too.

**1pissedoffdriver** · 01.31.2009

Originally Posted by DoubleDear

This is how we started in the trucking industry and grew from there. And got our own truck and then more trucks.
My husband always wanted to be a truck driver. Always , since he was a little kid. His first job hired as a truck driver hauling eggs, was his first time driving a truck.
He told the guy that interviewed him , that he knew how to drive. At the time , you didn't need to go to school and all that., and the CDL.
He got hired and jumped into the truck and figured out the gears. That was it! ha, ha,
Pronto , instant "Truck Driver" ! So he drove for several outfits after that , before wanting his own truck. I would say about 3-4 years later, that's it. He wanted his own truck.
His first time getting his Own Truck, was finding someone in our area that had a for sale sign on it.
An Owner Operator in the next town had a 79 KW900 for Sale sign on it. This was back in 1985,. He approached the guy and since they were both truck drivers, he asked the guy if he could make payments on it. The guy needed to get rid of it due to a divorce , and said Yes!
They both went to the bank were the guy had it financed and the bank drew up a third party contract for them. $700 dollars a month., that he would take over the payments. The contract was written , after the full payment was made , the truck goes in my husbands name.
The Second time was easier,,,, when he wanted another truck, he did the same thing. Approached a Local Owner Operator who was selling his truck.
Well my husband was working for a Straight Broker, hauling produce. He asked the guy if he could make payments on the truck, cause he already has the work for it. He gave him 1,200 dollar down payment.
The guy made up his own contract.
We got about 3 or 4 more trucks afterwards., by the same method. A Volvo, International, and 2 Peterbuilts. His last one now is a Red 379 Peterbuilt. And he used his previous sellers as references.
As Long as you find someone LOCAL, there shouldn't be a problem asking to make payments.
Many Owner Operators will advertise in your local paper , selling their truck for a specific amount.
It doesn't hurt, asking them if you can make payments on it.
The reason to stay Local, is, if you stop making payments, he can come take his truck back.
This a Reasurrance for the Seller.

Forget all that Heavy Finance charge from a dealer.
But you don't get a Warranty buying a truck this way.
So make sure, you check out a Truck Completely !
Before Buying. Know what you're buying! Tires and all!

And it's that easy. And all trucks were fully paid within a year or two.

By the way, we did this, to get trailers too.

great point.But the ''new breed'' dont get it...They have been brainwashed from prime and the rest of them..lmao

**DoubleDear** · 01.31.2009

I came back on here to change the title on the post, but I guess I can't

Ha, Ha, Ha, (laughing) You're Funny!

**PharmPhail** · 01.31.2009

That's how I'm doing it... only from a dealer.

**DoubleDear** · 02.02.2009

Why buy a Truck only from a dealer?

Some dealers are shady!
You pay much more on a truck with higher payments, along with extra finance charges.

You may be getting one of these fleece trucks, in which this truck has been through many hands. That means, when a truck has gone through many hands, that truck has been beaten to the ground.

We ended up getting two more trucks, and placed drivers in it.

Some company drivers don't give a hoot on maintaining the truck.
Why? Because it's not their truck.
They didn't care about checking the oil or water and so forth. We had one truck sitting in the middle of the country with a blown engine.. because of their negligence. That was another Kenworth that we had.

Finding a truck from another owner operator, you know that truck was well taken care of.
Owner operators, takes care of their trucks, like it was their baby.

**DoubleDear** · 02.02.2009

Here is a picture of the first truck we bought. We paid 12,000 dollars taking over the payments on this truck, at 700 dollars a month.

We held onto this for over 10 years. Even though it was a 79', shippers and companies didn't mind us putting it on with them , after seeing it.
They want "Nice" , "Good" , Equipment.. because it represents them.

**DoubleDear** · 02.02.2009

trying to make the picture larger. Here's " OL' BLUE", Our 'first' baby. There were only two trucks, custom made like this., with a teardrop window on the sleeper.

**MilkMan** · 02.02.2009

DoubleDear..... that is exactly how I got the truck I'm in now. Payments to the seller. Good Price. Good Terms. No screwy deal with a bank or dealer. Will likely add another one the same way about mid-summer.

**PharmPhail** · 02.02.2009

I'm from the city. The dealer should be cautious of ME. I like my dealer and have decided he is a trustworthy guy. He's been a big help in a lot of different areas and hasn't seen a penny from me nor has he asked me for one. Has given lots of advice and when to come back to pick something out. He could have easily pushed me for a truck now to sit on while my authority process goes through. He pointed out how long it would take and that I wouldn't want a payment come due before I'm on the road if it can be helped. He's gotta look out for himself too and a good deal only works if it works for both parties.

**DoubleDear** · 02.02.2009

Yes PharmPhail, you might be better off working with a dealer, (not to put you down), for the reason of not enough experience under your belt. It takes years to know the ins and outs of trucking and knowing what to do and what not to do.

The dealer will be your upper hand, looking over you. If something goes wrong, you can contact the dealer for advice. So that's good.
You'd be totally on your own, buying a truck off the street.

But over there where you're at, I'm sure there's LOT OF 'EM FOR SALE !!!!