Need advice on a truck

Discussion in 'Trucker Taxes and Truck Financing' started by dog-c, Nov 21, 2014.

  1. dog-c

    dog-c Road Train Member

    1,852
    1,546
    May 30, 2011
    New York, NY
    0
    Guys need your input on this truck, thanks in advance.

    2010 kW t2000
    [TABLE="width: 100%"]
    [TR]
    [TD="width: 47%"]Engine Make: CUMM
    Horsepower: 475
    Trans Speed: 13
    Ratio: 3.55
    Wheel Base: 236
    Front Axle: 12,000 LBS
    Equipment Type: TRAC
    ATS Certified™: N
    # Bunks: 2
    APU: N
    [/TD]
    [TD="width: 53%"]Engine Model: ISX
    Trans: FULLER RTLO16913A
    Suspension: A/RIDE
    Jake Brake: Y
    Brakes: Air
    Rear Axle: 40,000 LBS
    Miles: 474,711 ECM: 474,711
    Stock #: 202332
    Location: SAN ANTONIO
    Price: $59,950 USD



    [/TD]
    [/TR]
    [/TABLE]
     
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  3. mattbnr

    mattbnr Road Train Member

    1,950
    837
    Aug 19, 2010
    Tama,Iowa
    0
    Is that an isx motor? If so I wouldn't ever purchase a truck with a isx.
     
  4. scottied67

    scottied67 Road Train Member

    10,787
    12,491
    Mar 14, 2010
    california norte
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    I have a 2010 T660. It is insured at $60,000. Closing in on 700,000 miles so your truck here is looking good on the miles to value ratio.
     
  5. mattbnr

    mattbnr Road Train Member

    1,950
    837
    Aug 19, 2010
    Tama,Iowa
    0
    Just because you have it insured at 60 doesn't mean that's what your insurance values it at. I'd call them and ask them what THEY value it at. Your probably overpaying for your insurance on a premium they aren't gonna give you if your truck is totaled.
     
  6. gokiddogo

    gokiddogo Road Train Member

    8,773
    14,725
    Mar 5, 2012
    Ontario Canada
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    The value of the truck could be 90 grand and it wouldn't change the premium all that much. Maybe a few hundred a year ... not a big deal really ... the heavy part of insurance is more to do with driving record and operating area. My insurance asks for a copy of my ifta records for the previous year at renewal time ... If I ran more in states like FL and CA then my rates would be higher, I guess people like to sue more than in say WY or SD for example.
     
    scottied67 Thanks this.
  7. Bakerman

    Bakerman Road Train Member

    4,663
    8,806
    Jan 27, 2013
    Phoenix, AZ
    0
    I drove an '06 T2000 for about 6 months, ISX engine ran really good, no problems. I just didn't like the constant squeaking coming from all the loose interior plastic pieces rubbing together constantly.
     
  8. scottied67

    scottied67 Road Train Member

    10,787
    12,491
    Mar 14, 2010
    california norte
    0
    I will get it adjusted down to $50k maybe after the first of the year. Estimated savings: $6.50 per week.
     
  9. icsheeple

    icsheeple Trailing the Herd

    2,548
    2,550
    Nov 1, 2013
    Kansas City, KS
    0
    Noise pollution is a huge problem for me. Wears me out and weighs on me. My last trucks dash rattled and the aero trucks have the engine half way in the cab. I couldn't handle all that noise. One of the main reasons I liked my truck so much. Nice and quiet.
     
  10. icsheeple

    icsheeple Trailing the Herd

    2,548
    2,550
    Nov 1, 2013
    Kansas City, KS
    0
    Lol, I got mine insured for $19k. I'd hate to see what they value it at or what they'd offer me in a total loss. $6.50 x 52 = $338. I almost saved that much by switching to Gieco... You better jump on those savings. If I get mine adjusted I could probably get enough for a happy meal.
     
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