Any single truck operations keep a spare truck around?

@jamespmack

 

Given your filing, most insurance companies will want to insure all vehicles "owned, operated or leased to the named insured".

Gone are the days of sending an insurance company your plates and registration, having them delete the unit, until you want to put it back into service.

As a insurance carrier, we always question when we have more power units than drivers on small operators.....say under 10 power units.

 

Insurance told me an extra 1500 a month to add another truck just to sit.

 

Progressive will let you just have psychical damage until you put it to work, at least I have one on my policy like that.

Arkansas you can buy a single state commercial plate by the quarter and run fuel and trip permits. Which is alot of trouble but if you don't want to pay a full year on it its something to think about. It can also be done here at the local revenue office so I don't have to go to the IRP office

 

You would be paying the full rate on IRP and insurance. And that's just too expensive for a truck that is sitting doing nothing. I still have my old Freightshaker sitting in the yard , no plates and no insurance. I suppose I could get it legal again if I ever need it.

 

How about the elephant in the room. These trucks don’t like to sit. The more it hangs out in the barn, the more seals, belts, air lines that dry rot. The more other things go wrong.

I get that on paper it may sound like a good idea, in reality it’s to much of a headache.

 

Really? in todays world where everyone's sue happy? I see why rates are so high. You have all these rotten cd lawyers brainwashing people they can get people paid when involved with commercial vehicle when hey weren't hurt. A year and half ago, a 90 year old bag merged into the side of my truck in a construction zone. I was obviously declared no at fault and got my truck repaired. 8 months later i get a notice that my insurance is getting sued for injury. It was a 5 mph accident where she pulled my front bumber forward. No injuries and no complaints. I tink we finally got the case thrown out. My agent even told me, this is a clear case where a family member called one of those cdl lawyrs on tv ad tried to get fraudulently paid and complaining of ack pain 6 months after the accident even when her fault. I had a friend the same year call me and said he inched forward at a light and bumped into a car. LAdy got out ad said no big deal an then husband showed up and said oh commercial vehicle, call the police