Yes I will call insurance tmrw. I thought you had to be on a policy to kinda show you drive in sense. If they only look at years a CDL has been obtained then that the way I will go. Thanks
Can anyone explain how to operate at 1.75 a mile and stay in business!?
Discussion in 'Ask An Owner Operator' started by POWolfTrans, Aug 26, 2017.
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14k x .20 = $2800 consulting fee that I didn't even ask for. My bank details are.... LMAO. jk
Happy for you. Hope it's just what you needed to make it! Good luck.Last edited: Aug 27, 2017
Lepton1, nax and gentleroger Thank this. -
In this short time just move yourself to on policy but excluded driver. Then come renewal time make the 2nd change I suggested.
Edit: And good on yah, some guys would not consider this due to a pride thing. Never let pride get in the way of making you money.nax Thanks this. -
Plenty of owner operators/small dry van carriers run coast to coast and Northeast to FL and back for less than 1.75 a mile. I wonder how they do it.
BoyWander Thanks this. -
JL of Indiana Thanks this.
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@JL of Indiana
I like the direction you are suggesting wrt to excluded driver (since I'm the owner), but...
- what happens if my driver is off and I need to move my truck from point A to B ( i.e. to a shop?)
- what's to make the insurance company believe that I do not drive the truck on occasion?
- what if my driver needs to drive for 5 days and 2 days off, and I wanna keep my truck running, so I'm doing it part-time?
- How does the carrier (who I may be leased on to) view this "excluded" driver scenario
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I'm sure it can be done if all you eat is top Ramen and you don't have a mortgage payment or a car payment and you live in the truck.
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@nax
- what happens if my driver is off and I need to move my truck from point A to B ( i.e. to a shop?)
- what's to make the insurance company believe that I do not drive the truck on occasion?
- what if my driver needs to drive for 5 days and 2 days off, and I wanna keep my truck running, so I'm doing it part-time?
- How does the carrier (who I may be leased on to) view this "excluded" driver scenario.
Also go back and read a 2nd time what I said about sporadically driving and there being grace periods before a driver must be added. Depending on how things are setup.
nax Thanks this. -
Lepton1 and JL of Indiana Thank this.
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High expenses (insurance mostly) and running 2300 a week, that's an average of 330 miles per day... No wonder. The only way you survive on 2300 miles a week is if A. Your truck is paid off and B. Your insurance is half of what it is now. The only chance you survive now is try to do at least 3800 miles per week.
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