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truck finance

Discussion in 'Trucker Taxes and Truck Financing' started by jdkart3, Jan 10, 2018.

Page 1 of 3
  1. Jan 10, 2018 #1
    jdkart3

    jdkart3 Light Load Member

    138
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    Oct 18, 2014
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    Looking for a company that will work with first time buyers with ok credit
     
    jdkart3, Jan 10, 2018
    jdkart3, Jan 10, 2018
    #1
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  3. Jan 10, 2018 #2
    Bro_Dave

    Bro_Dave Medium Load Member

    470
    414
    Nov 5, 2013
    0
    Lone Mountain.
     
    Bro_Dave, Jan 10, 2018
    Bro_Dave, Jan 10, 2018
    #2
  4. Jan 10, 2018 #3
    Studebaker Hawk

    Studebaker Hawk Road Train Member

    2,890
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    Oct 18, 2010
    NW Indiana
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    If you are buying from a dealer let him pull the strings. He has the most to gain from getting you approved.
     
    Studebaker Hawk, Jan 10, 2018
    Studebaker Hawk, Jan 10, 2018
    #3
    tscottme and jbatmick Thank this.
  5. Jan 10, 2018 #4
    jdkart3

    jdkart3 Light Load Member

    138
    8
    Oct 18, 2014
    0
    Ya thats the thing i may not go through a dealer i found a truck rebuilt with paperwork and i dont have the cash to buy outright
     
    jdkart3, Jan 10, 2018
    jdkart3, Jan 10, 2018
    #4
  7. Jan 10, 2018 #5
    snowwy

    snowwy Road Train Member

    19,765
    12,311
    Jul 6, 2009
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    From the sounds of things. A dealer is going to be your best option. Getting a conventional loan through a bank or credit union is VERY hard. For your first truck. And there won't be 100% financing. More like at least 25% down.

    Lone Mountain, Paccar, and Arrow are 3 that come to mind. There's another but it's slipping me at the moment.
     
    snowwy, Jan 10, 2018
    snowwy, Jan 10, 2018
    #5
    jbatmick Thanks this.
  8. Jan 11, 2018 #6
    Studebaker Hawk

    Studebaker Hawk Road Train Member

    2,890
    9,132
    Oct 18, 2010
    NW Indiana
    0
    Getting financing for a used truck purchased from a private party for someone with years of experience and 750+ credit is difficult. I don't think you can pull it off. Good luck.
     
    Studebaker Hawk, Jan 11, 2018
    Studebaker Hawk, Jan 11, 2018
    #6
    jdkart3 Thanks this.
  9. Jan 11, 2018 #7
    jdkart3

    jdkart3 Light Load Member

    138
    8
    Oct 18, 2014
    0
    Ya iv ran into some shady places that wanted me to put my house up and ya that not gonna happen
     
    jdkart3, Jan 11, 2018
    jdkart3, Jan 11, 2018
    #7
  10. Jan 11, 2018 #8
    Scooter Jones

    Scooter Jones Road Train Member

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    19,970
    Apr 19, 2011
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    Kind of funny, right below this recent threads listing is LOAN MOUNTAIN SCAM. LOL
     
    Scooter Jones, Jan 11, 2018
    Scooter Jones, Jan 11, 2018
    #8
    jbatmick Thanks this.
  11. Jan 11, 2018 #9
    Scooter Jones

    Scooter Jones Road Train Member

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    19,970
    Apr 19, 2011
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    Why not apply for a personal LOC through your bank or credit union?
     
    Scooter Jones, Jan 11, 2018
    Scooter Jones, Jan 11, 2018
    #9
  12. Jan 11, 2018 #10
    jdkart3

    jdkart3 Light Load Member

    138
    8
    Oct 18, 2014
    0
    Though about that i dont have the greatest credit nor do i have 20 Percent to put down
     
    jdkart3, Jan 11, 2018
    jdkart3, Jan 11, 2018
    #10
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