Lone mountain SCAM

If you’re dealing with a lease purchase truck and a new one on top of that it’s probably about right.They do just like a car dealership is going to (someone mentioned a car dealership) what probably happened is they will run a soft credit check which is really just checking score itself to keep from your credit being hit with a hard check which will effect your score.When it comes time to actually purchase they run the hard check and my guess is since you’re going through a company that can pretty much but anyone in a truck there is probably something wrong with your credit or you would most likely be dealing with a dealership buying outright.So they most likely decided you need 20 to 25% down from the credit report.A first time commercial truck buyer even with great credit is looking at about the same 20% down

 

I applied ..had big down payment for a truck.But was turned down.gonna save and buy cash.