Like, I know I can pick up the phone and buy a health insurance plan anywhere. Expensive. And the ACA seems about to be deep sixed as soon as SCOTUS gets that case in a couple months or so to rule on. Is there a group plan available out there that is recomended? Depending on where I lease onto, There may be answers there too. But as a person that has had group plans as a company driver everywhere I've been, I'd greatly appreciate some ideas if anyone has a moment. TIA.
Where do OO go for health insurance?
Discussion in 'Ask An Owner Operator' started by Driver Eight, Sep 20, 2020.
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Look at OOIDA I had one of their plans once, when I had my own truck. They had companies they worked with couple years ago. Look at Home | NASTC - The National Association of Small Trucking Companies also
slow.rider and Driver Eight Thank this. -
We have an Ambetter plan, it’s discounted through the government
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Go to healthcare.gov, open enrollment is coming up soon. You have plenty of time to get info in order. Pick the cheapest BCBS silver or bronze plan. Don’t be discouraged by the “estimate” for premium. Once you’re picked a plan, call them, talk to a real person. If the first one doesn’t seem knowledgeable, hang up and call again. The actual premium will be less than the “ estimate. They’ll have your tax records, AGI for last filing already. Estimate you’re income, for upcoming year. don’t under estimate, because you’ll owe money at tax time if you do. Overestimate and you’ll get a refund. Either way the actual cost will be settled at tax time. Despite all the things you hear, this will be by far the best deal you’ll find. Period. But you have to actually call them, they’re still underfunded, sometimes it takes a few calls to get the right person, who knows what they’re doing. Don’t take no for an answer.
slow.rider, 86scotty, Driver Eight and 4 others Thank this. -
If your a military vet, www.USAA.com may have something for you.
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There's also:
Pricing | Medi-Share
Pricing | Medi-Share
Medi-Share applicants pay a one-time, non-refundable $50 application fee. New members pay a one-time $120 member fee with the first Monthly Share payment.
- Health Incentive Discount · How to Join · Individuals and Families · Guidelines · Find a Provider · Reviews
Driver Eight and Rideandrepair Thank this. -
My wife has me covered through her walmart insurance.Was paying $1.600 monthly for blue cross.
Rideandrepair and Chinatown Thank this. -
Healthcare.gov like ride and repair mentioned.
Driver Eight and Rideandrepair Thank this. -
Call a local insurance broker, this is what they do and it doesn't cost any more to use a broker than to go directly to the company. Agents represent one company, and brokers represent many companies, so they can get quotes for a lot of different insurance carriers. I was a broker for 30 years.
ACA plans are still available in many states, and even if the program does get cut, it won't happen overnight. Take advantage of it while it's still around.slow.rider and Driver Eight Thank this.
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