2nd round of PPP loans, are you applying?

I don't know if I am a loser. I survived. I financed a truck and a trailer just before the total shutdown. I didn't know this would happen.The person who cut the rates kept me running one, two days in a week while most stayed home. They did cut rates but not more than 25%. I accepted the rate since I had no choice. They did promise to bring it up once rates are up. Yes, that didn't happen. Also, they promised to bring it up after the new year. That didn't happen. But they are the ones that kept me in operation during the total shutdown. So, I am going to give them some time since they could have hired another driver for much less but didn't do it though. And I was paid within the same week I hauled. If I wouldn't have anything, it for sure would hurt or close my business for good after opening my authority since everyone knows costs are involved, and the shutdown lasted for months. The year 2019 was really bad due to my injury. So, I didn't get much from the PPP loan and that took months to receive anything. I got almost nothing there. So, I was definitely screwed up here by the system. I couldn't afford to close down 100% of my business when my insurance was very high the first year coming out. So, while some might see it as if I am a loser, my business plan worked for 2020. And I am still operating.
I am looking for customers with commitment. Now, I have two customers I haul for on a regular basis--that is at least three to four loads per week without me even looking at the load boards. The thing is that loads I was backhauling are gone somehow. Most likely they closed down for good. Now, I spend so much more on fuel. Once I survive my second year, I can probably say my goodbyes or make changes. But so far, I am nowhere near going out of business unless some kind of an unpredicted storm hits. There are no guarantees.

Let's not forget there are some brokers who won't give you any load your first year coming out like NEW PRIME for example. So, it wasn't easy for me first few months especially when trying to set up accounts when there were almost NO loads to haul. The load boards were empty. I had hurdles to jump the first year.

I don't mind being audited for my first PPP loan. It was almost nothing I got there. And I operated only one to two days per week during the shutdown for a couple of months while there were monthly bills to pay.

But others should be audited. But I don't think they will pay any penalty even if they got more than the rest of us. If they used this for business expenses and to pay themselves, it's nothing wrong with that. But I'm sure there were ones taking full advantage. For example if you had more drivers in 2019 than in 2020, the loan amount you got was based on 2019 even if the drivers were no longer working for you in 2020. And that is not fair.