Leasing a truck

oh yeah, you sure debunked me there, you backed up your statement with what? calling me stupid? wow....you're a gradeschooler....congrats.

 

dunno where you get 2275, payments alone would be 525x4=2100. that being said...let me list my way of thinking so boy-wonder, outerspace, can laugh and call me stupid some more:

loaded miles ran for the last week, 2577; MT miles, 199; 2345.07 loaded pay; 163.19 MT pay; fuel surcharge 628.78 (taking that as an average from 3 fuel stops that total 950.91, 336 gal at an average of 2.83/gal. or .244 cpLm fuel surcharge), 3137 gross, figure 750 for truck payment, insurances/qualcomm/etc, fuel-950.91, 333.12 for maintence 1103 pretax.

i'm sure someone will point out somewhere i'm missing some $500 bill for something....so please, show me my flawed thinking.... after taxes and health insurance, my take home would be around $700.

and i know someone will first come flyin' in and say "well what about the weeks you only get 2000 miles". I havent had a 2000 mi week for months. My DM knows i wont stay out here making $300 a week.

as for a previous post....one who said "what if the miles dry up and the company goes belly up"....You honestly think Swift will go belly up? Werner is in worse shape than Swift, along with Jim Palmer. Swift has undercut the competition (maybe thats why they're hated so much?) and has made freight cheap, who do u think is getting more of the available freight miles that are out there? the independants are only getting a small fraction of whats out there on the table. that is because they want $10/mi for everything. My point being, Swift isnt going anywhere. I remember how everyone said "swift wont survive past the end of the year", and that was in 2008.

 

you know azzhole, instead of coming down calling me stupid, how about pointing out (like a professional you claim to be) where i am in error. you would have made a better impression saying, "here is where you're misguided..." instead of feeling the need to throw negitivity my way. why dont you share what other items to look at other THAN (not then) the price of the truck?? here is another idea.....why dont you share your "experience"....share with us how STUPID you were, and where you made your mistake??? gotta love it when someone has such a bright idea, but dont care to share it.

 

525x208=109200
525x52x4 is STILL 109,200. 109,200 + 49,000 is still $160k...either way you cut it. weekly payments dont change "just because". either way you cut it, you still have 208 payments.

***here is anothe way of looking at it....you go out and finance a new truck thru a bank or whoever, the truck costs $108,000, you'll be LUCKY to pay $125,000 for it after all said and done. yeah, there is a BIG difference between paying $125k and $160....but thats also my house. so now i've got a $40,000 house paid for in 4 years. =) *** (the last part is just me being "stupid")

 

Dad, is that you?