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Discussion in 'Ask An Owner Operator' started by blairandgretchen, Dec 10, 2014.

Page 376 of 565
  1. Jun 1, 2021 #3751
    Midwest Trucker

    Midwest Trucker Road Train Member

    5,771
    20,598
    Aug 31, 2018
    0
    10-4 on that. Yeah I noticed the trailer wheels about to hit pavement and the truck wanting to get light in the front. lol
     
    Midwest Trucker, Jun 1, 2021
    Midwest Trucker, Jun 1, 2021
    #3751
    blairandgretchen and JoeyJunk Thank this.
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  3. Jun 1, 2021 #3752
    Old Man

    Old Man Road Train Member

    4,597
    13,466
    Apr 3, 2009
    Oklahoma City, OK
    0
    This is narrow,


    9554911F-483E-418F-BAB3-0A2213B75B74.jpeg
     
    Old Man, Jun 1, 2021
    Old Man, Jun 1, 2021
    #3752
    Tug Toy, Farmerbob1, Final Drive and 11 others Thank this.
  4. Jun 1, 2021 #3753
    Nostalgic

    Nostalgic Road Train Member

    1,665
    18,263
    Mar 6, 2017
    PA
    0
    Just hold yer breath, close your eyes, and hammer down lol.
     
    Nostalgic, Jun 1, 2021
    Nostalgic, Jun 1, 2021
    #3753
    Tug Toy, Speed_Drums, God prefers Diesels and 2 others Thank this.
  5. Jun 3, 2021 #3754
    RStewart

    RStewart Road Train Member

    3,163
    5,015
    Aug 21, 2015
    Norman, OK
    0
    The situations you're constantly getting yourself into...I thought Blair might've taught you better than that.
     
    RStewart, Jun 3, 2021
    RStewart, Jun 3, 2021
    #3754
    Farmerbob1, staceydude, blairandgretchen and 2 others Thank this.
  7. Jun 3, 2021 #3755
    Old Man

    Old Man Road Train Member

    4,597
    13,466
    Apr 3, 2009
    Oklahoma City, OK
    0
    Blair tried, but Texas did me wrong. Irving Texas near loop 12, 13 wide wouldn’t fit. When I called Texas permit department they said there was no construction in that area.
    9F4A7D76-3E2C-44ED-9AEE-255F3043B97B.jpeg
     
    Old Man, Jun 3, 2021
    Old Man, Jun 3, 2021
    #3755
    Itsbrokeagain, PoleCrusher, Farmerbob1 and 9 others Thank this.
  8. Jun 4, 2021 #3756
    staceydude

    staceydude Road Train Member

    1,119
    4,879
    Apr 3, 2020
    0
    Yikes!

     
    staceydude, Jun 4, 2021
    staceydude, Jun 4, 2021
    #3756
    blairandgretchen, PoleCrusher, Farmerbob1 and 1 other person Thank this.
  9. Jun 5, 2021 #3757
    RStewart

    RStewart Road Train Member

    3,163
    5,015
    Aug 21, 2015
    Norman, OK
    0
    Left hand doesn't know what the right hand is doing. Lol. I think there's always construction in that area.
     
    RStewart, Jun 5, 2021
    RStewart, Jun 5, 2021
    #3757
    blairandgretchen, PoleCrusher, Midwest Trucker and 1 other person Thank this.
  10. Jun 6, 2021 #3758
    Farmerbob1

    Farmerbob1 Road Train Member

    3,685
    5,784
    Jan 17, 2017
    0
    No construction, just jersey barriers and orange cans to make your life interesting.

    I love driving through a 20 mile stretch of I70 in Ohio or Indiana where the road is reduced to one lane with barriers and cones, but there is no construction, no machinery, no surveyors. Nothing but cones and barriers.
     
    Farmerbob1, Jun 6, 2021
    Farmerbob1, Jun 6, 2021
    #3758
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  11. Jun 6, 2021 #3759
    old time

    old time Medium Load Member

    304
    334
    Mar 1, 2012
    0
    See that all the time. Where I live they have had that set up for two months and have yet to see any work done. Nothing.
     
    old time, Jun 6, 2021
    old time, Jun 6, 2021
    #3759
    blairandgretchen, Farmerbob1, Nostalgic and 2 others Thank this.
  12. Jun 6, 2021 #3760
    blairandgretchen

    blairandgretchen Road Train Member

    12,046
    60,638
    Dec 9, 2011
    South west Missouri
    0
    Insurance.

    To be honest - I've realized that I've been throwing money away for the last 6 years, mainly due to laziness.

    I had checked into alternatives to Gallagher Insurance - with First Guard - a couple of years back, but they wouldn't (at that stage) insure one truck and 2 trailers. I also went half way through the process with getting a quote from OOIDA, which I became sidetracked and never followed up on. I recall they weren't the easiest to work with, then wanted a whole bunch of pictures, so I gave up.

    The problem with Landstar, is they will only accept a very specifically worded Unladen/Bobtail liability policy - they accept 1st Guards, but like said - the extra trailer, and now this year - when I called to inquire again - they told me 1995 was too old of a truck to insure.

    @RStewart is to be credited for the recommendation - Crawford Phillips in OKC, truck accessible, speak trucks - and truck insurance is pretty much all they do. Quick online quote process, and then a few follow up phone calls and emails, document signings - and we were done. Underwriter is Great West. I paid the entire policy in full for a year.

    The only problem came when I went to cancel the Unladen Liability policy with LS - turns out they won't accept it. So I'm stuck with that, (Great West issuing refund check )and I'm still unsure whether I have to have the BCC/Work Comp policy either.

    But as it stands - I went from - (annually)

    Gallagher

    Physical damage on 50k truck, 40k trailer, 25k trailer - $6,756
    BCC/Work Comp. - $1,631
    UL. - $1766

    Total $10,153


    Great West

    Physical on Truck two trailers, same value - $2,960
    BCC/Work Comp - $1,631
    UL - $1766

    Total $6,088

    Total savings - $4,065

    So I've probably wasted $20,000 in the last 6 years overpaying for truck insurance. Initially everything was a little overwhelming, LS offers Gallaghers services from orientation, then it becomes a sideline issue and it's deducted from settlements monthly/weekly - so you focus more on the learning curve, and not asking the bigger questions.

    Obviously results vary - credit score driving and claims record - value of equipment - but that's my findings and savings.
     
    blairandgretchen, Jun 6, 2021
    blairandgretchen, Jun 6, 2021
    #3760
    RStewart, Itsbrokeagain, Dave_in_AZ and 13 others Thank this.
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