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Is 772 fico score good

Discussion in 'Trucker Taxes and Truck Financing' started by Cat sdp, Oct 7, 2015.

Page 1 of 6
  1. Oct 7, 2015 #1
    Cat sdp

    Cat sdp . .

    19,870
    64,160
    Apr 8, 2012
    Orion's Belt
    0
    Haven't dealt with credit scores at all......
    Is a 772 on trans union just ok or very good ..?
     
    Cat sdp, Oct 7, 2015
    Cat sdp, Oct 7, 2015
    #1
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  3. Oct 7, 2015 #2
    GA_Rookie

    GA_Rookie Medium Load Member

    391
    307
    Dec 14, 2012
    Northwest, GA
    0
    FICO score ranges from 300-850.
     
    GA_Rookie, Oct 7, 2015
    GA_Rookie, Oct 7, 2015
    #2
  4. Oct 7, 2015 #3
    sdaniel

    sdaniel Road Train Member

    5,511
    4,416
    Sep 7, 2011
    Pelham N.C.
    0
    You are in the very good range.
     
    sdaniel, Oct 7, 2015
    sdaniel, Oct 7, 2015
    #3
    Cat sdp Thanks this.
  5. Oct 7, 2015 #4
    Cat sdp

    Cat sdp . .

    19,870
    64,160
    Apr 8, 2012
    Orion's Belt
    0
    I went looking at new trailers a while ago. Told them I'd think about it....

    And today I get a letter from the dealership . All that was in the envelope was a copy of my credit score .

    I was trying to figure out what the sales person was telling me....
     
    Cat sdp, Oct 7, 2015
    Cat sdp, Oct 7, 2015
    #4
  7. Oct 7, 2015 #5
    sdaniel

    sdaniel Road Train Member

    5,511
    4,416
    Sep 7, 2011
    Pelham N.C.
    0
    Him getting you financed would not be a issue.
     
    sdaniel, Oct 7, 2015
    sdaniel, Oct 7, 2015
    #5
  8. Oct 8, 2015 #6
    Bob Dobalina

    Bob Dobalina Road Train Member

    2,578
    4,454
    Sep 20, 2015
    The "Buckeye"
    0
    He
    He was letting you know you can walk away with the shiniest trailer on the lot. I wish mine was that high. I get excited when it hits 700!
     
    Bob Dobalina, Oct 8, 2015
    Bob Dobalina, Oct 8, 2015
    #6
  9. Oct 10, 2015 #7
    Barbie Q

    Barbie Q Light Load Member

    61
    72
    Jun 14, 2013
    Jackson, TN
    0
    You have to watch who you get your Fico score from. 99% of the free credit scores provided online are Fako scores. They will show substantially higher than the score pulled from most lenders. Sometimes they will be lower! Myfico is pretty accurate but you have to pay for their scores.
     
    Barbie Q, Oct 10, 2015
    Barbie Q, Oct 10, 2015
    #7
    Cranky Yankee, Straight Stacks and Pintlehook Thank this.
  10. Oct 10, 2015 #8
    Pintlehook

    Pintlehook Road Train Member

    1,244
    1,923
    May 2, 2013
    0
    How accurate do you think the FICO score would be on a Discover Card statement? Thanks.
     
    Pintlehook, Oct 10, 2015
    Pintlehook, Oct 10, 2015
    #8
  11. Oct 10, 2015 #9
    Bob Dobalina

    Bob Dobalina Road Train Member

    2,578
    4,454
    Sep 20, 2015
    The "Buckeye"
    0
    The Discover Card statement is an actual, genuine FICO score. There is only one FICO score, but there are other types of credit scores which vary in their ranges and scoring criteria.
     
    Bob Dobalina, Oct 10, 2015
    Bob Dobalina, Oct 10, 2015
    #9
  12. Oct 10, 2015 #10
    Barbie Q

    Barbie Q Light Load Member

    61
    72
    Jun 14, 2013
    Jackson, TN
    0
    Discover is an accurate TransUnion Fico 8 score.
    "Important Information:

    • Your FICO® Credit Score is based on your TransUnion credit report using the FICO® Score 8.
    • If you are a new cardmember with less than 12 months of account history with Discover, your FICO® Credit Score history will start with the first month your account was opened."
     
    Barbie Q, Oct 10, 2015
    Barbie Q, Oct 10, 2015
    #10
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