Car rear-end my Trailer!!!

Discussion in 'Ask An Owner Operator' started by MrTrans, Feb 10, 2016.

  1. MrTrans

    MrTrans Bobtail Member

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    My trailer got hit by a car while im running on the town road. The car's driver admited it was her fault. I brought the trailer to Utility. They said its take 3 weeks from ordering parts to complete the repair on my trailer. Called the car's insurance company. They said they could only pay for the repair bill, not for my 3 weeks downtime. I think it is unfair when car hit truck and truck lose income. Has anyone experienced in this situation. Please share with me some advices. Thank you!
     
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  3. TROOPER to TRUCKER

    TROOPER to TRUCKER Anything Is Possible

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    Get your insurance company involved in your behalf for lost wages. Will they not rent you a trailer? Is your trailer still DOT legal to pull while waiting on parts?
     
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  4. joesmoothdog

    joesmoothdog Heavy Load Member

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  5. AModelCat

    AModelCat Road Train Member

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    Refuse to accept the first settlement they offer you. They always lowball you at first. Rent a trailer, keep receipts and file a lawsuit for lost income and any other financial losses. Just think, if it'd been the other way around, she wouldn't think twice about taking you to court.
     
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  6. jammer910Z

    jammer910Z Road Train Member

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    Yep.. like Troop said. Get yourself a litigator. They're responsible.

    You won't get to sit home for 3 weeks and collect but they'll pay for a rental.

    All insurance companies say NO. That's what they do.
     
  7. ttyson

    ttyson Medium Load Member

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    How can a car damage a trailer while in town, l'm guessing slower speeds, and what kind of parts can you be waiting on that take 3 weeks to get? Are they out of door weather strip and DOT tape ?
     
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  8. MrTrans

    MrTrans Bobtail Member

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    Thanks for your input.The car insurance company said that they dont know anything about commercial rental. (It is State Farm) the mechanic at utility said, it shouldn be loaded. The crossmembers holding the tandem were shifted to front about an inch. Also air leaking out between door and door frame. ( it's reefer) im not sure about alignment yet.
     
  9. TROOPER to TRUCKER

    TROOPER to TRUCKER Anything Is Possible

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    Def get you ins rental prices and have them send it to the other company.
     
  10. MrTrans

    MrTrans Bobtail Member

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    Thanks! Should i get a repair quote from utility and give for the car's insurance company? If i file a lawsuit it should between me and her or me and the company insurance?
     
  11. AModelCat

    AModelCat Road Train Member

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    I'm not sure how it works in the US, assuming you are from there since most members on here are from there. Normally I would think you'd have an adjuster from the insurance company come out and appraise the damages and then you and your insurance company would have to come to an agreed settlement. Normally they'll low ball you and screw around a lot. I brought up the lawsuit thing as that is usually the next step if you can't reach an agreed settlement with the insurance company. Be aware that once you accept the settlement, the claim is closed and that's it (so make sure you are 100% satisfied with what you are getting)
     
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