Insurance Issue, Need Help ASAP!

Discussion in 'Ask An Owner Operator' started by EMCO_Trans, Mar 26, 2016.

  1. baha

    baha Road Train Member

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    That accident may have been 4wheeler rear ending one of his trucks then being towed away, but driver may not have told him about that one?
     
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  3. mnmover

    mnmover Road Train Member

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    Try Great River Insurance Agency in Mankato Mn. Jesse and the bunch will treat you right. Great Western from Sioux City is their product.
     
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  4. EMCO_Trans

    EMCO_Trans Light Load Member

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    It is not BS. Woman lost control of her vehicle and my driver had to avoid killing her which made him go in the ditch and he had to be towed. Nit drivers fault and have police report, etc. This is the first thing any of the ins agents asked for. Sorry i totally forgot to add this in the original post even tho its very important ughh.
     
  5. Marlin46

    Marlin46 Medium Load Member

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    When you add that many trucks so quickly the insurance companies get the feeling that you were a "chameleon carrier" and were shut down once before and re-opened under another name and number. Essentially they are setting themselves up for an expensive claim. If business is that great for you, then that is awesome that you can expand that quickly however it rarely happens in this industry and that is what is causing the red flags.
     
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  6. EMCO_Trans

    EMCO_Trans Light Load Member

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    I know about this, I am sorry I totally forgot to mention this ughh.
     
  7. EMCO_Trans

    EMCO_Trans Light Load Member

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    Interesting... yeah not a chameleon carrier.
     
  8. EMCO_Trans

    EMCO_Trans Light Load Member

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    I will give them a call on Monday, thanks!
     
  9. Largecar359

    Largecar359 Road Train Member

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    I dunno man, getting a good price on your ins is gonna be tough. The 4 months in operation and quick expansion are red flags for insurance company. And adding an accident into the equation within 4 months is gonna hurt. Everything going not in your favor. I know it wasn't your drivers fault, but that lady cutting him off may have also cut off his job. Wonderful how the system works. They see it as if your have enough money to expand, then you should have enough money for them to get their piece
     
  10. DUNE-T

    DUNE-T Road Train Member

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    Why there are so many inspections in just 4 months? You gotta try to get cargo-liability at one place and Bob tail at another, might drop it down to 14-15. I will PM my agents info
     
  11. EMCO_Trans

    EMCO_Trans Light Load Member

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    No idea honestly... trucks are clean so not a good reason to keep pulling them over, maybe just driver luck idk. Thanks for the agent info!
     
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