Fire

Wow, being 1099, I don't know honestly.... that's a really good question. If someone here doesn't know (which I am sure someone here does, or at least heard about it at a truckstop counter....) then you can try contacting the owner's insurance company? I know homeowners insurance can sometimes cover items lost while not in the home, so that may be an avenue as well, though I don't know the particulars of that. Maybe renter's insurance works the same? *shrug*

Oh and sorry for your loss man, but glad you got out ok. Crazy how that stuff can go that quickly.

 

Glad you made it out. I have made it a habit to keep my wallet and cell right in front of me so in an emergency I can grab them and skedaddle. I use Velcro on my electronics for mounting to the dash so not only are they out of view from thiefs, but also easy to remove. I would get the insurance info from your company and call them to see if they will cover your belongings. If your company won't give you the info then look at the insurance card on your next truck and google the company. I am sure it will give you a contact number and you will have all the policy numbers on your insurance card.

 

In Canada, those losses would be covered by the house insurance. Might be the same in your case.

Most important, you didn't suffer any injuries. Anything else is replaceable but not your health.

Good luck.

 

It will depend on the policy that your employer had - many do offer to cover the drivers' property and personal item. Again though it will depend on who insures the truck and the policy.

To figure out who insures it if you do not know, just go the SAFER site and look it up with the MC or DOT number and then do some digging on those insurance carrier websites.

 

First glad you are ok, everything else is just an annoyance. Now to the quote. He did not have an employer as he was 1099. He has a business relationship with the company he contracts with. That being the case since you are asking i'm going to assume you do not have insurance for thise items specifically. Call your home owners insurance and see if it's covered.

-Steven

 

Did it have a hydraulic clutch? If so, what fluid is used? That surge of flammable liquid onto hot engine compartment components would have caused a pretty good flare up.

Also, another possibility is if is like my Mack, there is a hard plastic fuel return line running along side the unit pumps...not far from the turbo. If that line were to have rubbed and began spraying fuel onto the exhaust, well, that'll catch fire pretty quick, too. When you hit the ramp and started deccelerating, the engine quit consuming fuel at the pace it had been, meaning increased flow through the return line...slightly higher pressure...flare up.

If you're new enough to have DPF, there's a fuel line running to that, too...and if the fittings were loose or line was rubbed through, again, fuel + hot exhaust = break out the marshmallows.

Then with all of the electronics these trucks have these days, it could have been an electrical short that caused it.

Unfortunately, with as far gone as that rig is, nailing down an exact cause isn't exactly easy.