O/O set up and payment in Quickbooks

My knowledge with QB does not go far. It took me sometimes, but I figured out most of it. There is one thing that I have been trying for little while, unsuccessful. That is setting up o/o driving under my authority and paying him through QB. Currently I'm using Excel and just writing check to the driver based of that spreadsheet that contains all payments and deductions; then, in QB that written check is put under my expensed for independent contractor. I figured out that I can probably set up o/o as vendor, create bill and use payment term option to deduct 10% for dispatch service. I can create separate bill for things like detention or TONU (for which I don't deduct 10% ) and pay those bills with single check. TROUBLE, that I have no idea how to is, for example, deducting for insurance premium from that pay check and setting everything up where that premium will not be showing as my income. I'm just basically collecting premium from driver and forwarding it to insurance company. Thanks for all responses ahead of time and please let me know if there is possible way to to this in Quickbooks.

 

I'm not charging for insurance, I forward O/Os ins. premium to insurance company and it's done through paycheck deduction.

 

That's is correct.

 

I need it to be showing on paycheck. Journal entry would balance and that's what I used while I was using excel but I think I figured it out now.