Picking my own freight baby! My journey to & of being on Schneider choice, the Adventure & Numbers!

Ill let you know when i have title
Or
Im going into ltl thats the only company job ill do no point making 1100 a week driving otr .. when i could be making that leasing working towards a truck thats just how i see it company otr forced slave.. schnieder atleast i can choose which is the main attraction for me and working towards a truck i dont know of any otr companies that pay 1500 a week do you? Ltl yeah make that much im try to make the best decision with what i have. I dont have 30 years exp. And i can afford to maintain a truck anyway i have mad credit cards

 

Re lease not refinance.

 

No im sure you can have a bank or creditor take over the truck and if i owe less than its worth plus a decent down payment im sure i can get monthly lower payments but idk for sure and again its a lease purchase not a lease. You actually can get truck at the end brand new 4 years.

 

No way you're going to pay off a brand new truck in 4 years with Schneider. Maybe 6 years. They allow you to lease a truck for one year only one time as someone new to the program then you're required to do a minimum 3 year lease thereafter. Unless you have really good credit and cash collateral there's no way you're going to be able to finance a truck. Plus no sane bank is going to loan you money with only 1 year experience. After the 3 year lease is up you'd most likely have a 3 year finance period thereafter (I'd guess 2 years if you do a 1 year lease then resign for another 3 year lease afterwards).

 

good luck driver.

 

How many people do you know that have title in hand at 48 months?

 

SFI doesn't do lease purchase.
It a straight lease with option to pay balloon at end of lease term.

 

Here's an idea, Dave. Trade that rascal, give it a week or two, then finance the buyout through a proper bank and cut your payments in half or less.
Freightliner / Damlier quoted me $2650 on a new truck at 16%. I got my used truck financed at my local bank at 5.8%. They said they would have done the new one too if I wanted it.
The point is this, you can do the trade, and finance the 85k for probably less than $2k a month and be shead of Paccar and SNI finance at the same time.

 

Man, this thread got back to its old habits quickly. Rave on, peeoples!!

 

Schneider sucks....lol