Insurance Referral

Discussion in 'Ask An Owner Operator' started by OldRed98, Dec 12, 2018.

  1. OldRed98

    OldRed98 Light Load Member

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    247
    Apr 18, 2017
    Colorado
    0
    Hello,

    I've had my DOT and CDL for about 18+ months and I only use my truck as a private hauler. I'm insured with Progressive.

    I have a step deck and belly dump. Belly Dump work is pretty busy here in Colorado but I know its slower in the winter. Considering doing step deck work until dump work picks up towards the summer.

    I'm looking for a bigger policy (1 Million or 2 million) that I can use to work for hire. Hoping I can make more money.

    Does anyone have a trusted insurance referral thats cheaper than Progressive? Progressive wants $12,000 a year for 1 million with 150K cargo policy.
     
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  3. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Jan 20, 2010
    Hesperia, Ca.
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  4. amirm

    amirm Bobtail Member

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    Jan 16, 2019
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    can any one refer Insurance company for new DOT - MC for Car Hauling? Progressive and many others do not accept new DOT - MC for Car Hauling !!!

    Appreciate your consideration.
     
  5. bigguns

    bigguns Road Train Member

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    Jun 13, 2013
    Omega,GA
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    Try the Wilson Group somewhere in TN. But that far away they may not be able to help you.
     
  6. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

    7,123
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    Jan 20, 2010
    Hesperia, Ca.
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    I just got quoted from a new insurance broker I figured let’s see what they have to offer, they came back at 12,000. Now i been an O/O since 1984 so it not my first rodeo. I mentioned to them that my regular agent quoted me 7,500 for the same exact coverage. There answer, let me get back with you, I need to call the underwriters.
     
    Last edited: Jan 16, 2019
    Midwest Trucker Thanks this.
  7. Midwest Trucker

    Midwest Trucker Road Train Member

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    20,578
    Aug 31, 2018
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    With trucking being good for a while and a gazillion new entrants, they prob just throwing #### at the wall and seeing what sticks. A lot probably has been sticking. They don’t realize your one of the last outlaws. :]
     
    Diesel Dave Thanks this.
  8. Costello951

    Costello951 Bobtail Member

    3
    0
    Feb 12, 2019
    Canyon Lake, California
    0
    I have been driving bobtail trucks for over 20 years but just got my CDL last year, my boss has a lease truck and is willing to let me use it for a new route but I need to get myself insured for it with $1,000,000 coverage, no freight coverage needed. Does anyone have any tips or companies they could shoot my way?Thank you in advance!
     
  9. Ridgeline

    Ridgeline Road Train Member

    20,656
    100,386
    Dec 18, 2011
    Michigan
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    wait.

    Are you an employee?
     
  10. Costello951

    Costello951 Bobtail Member

    3
    0
    Feb 12, 2019
    Canyon Lake, California
    0
    Yes
     
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