O/O truck insurance questions?

No to collision insurance if truck is paid off. This is something that a finance company would require.

I paid $10.00 dollars last quarter, I do my own IFTA, Its payed to help the States repair their roads. Its calculated on how many miles you ran in each State.

Qualcomm, yes you can buy it, but remember their is still a monthly charge for the service.

Its not workers comp, its occupational Accident Insurance, has to be payed because the State requires it. In my State if you have more than 5 employees in the office it is required.

Generally, Tennessee employers, not in the construction or coal mining industry, with five (5) or more full or part-time employees are required to carry workers'compensation insurance on those employees

"Simply put, workers’ compensation insurance provides wage replacement and medical benefits to employees. Occupational Accident Insurance provides similar coverage, but for independent contractors and employees not covered under a workers’ comp program."

The insurance coverage you need depends on your workforce, the risk you’re willing to assume, and your state’s laws. Consider these factors when deciding between workers’ compensation insurance and occupational accident insurance.

 

If you are looking at Swift, the IFTA will be based on you're fuel charges and your mileage .... Nothing to be gained doing it yourself.

 

IFTA is calculated on Gallons bought in each State and miles ran in each State.

 

I think it is illegal to fuel and not pay in all states, so to answer your question NONE

 

Oregon. They are not part of ifta. And have no fuel tax paid at the pump. You pay quarterly by how many miles you ran in Oregon.

 

Actually workers comp also covers the owner operator as well as their employees, you may also purchase an occupational health plan in some cases and you are correct it also depends on the state your based out of

 

There are 5 states that do not charge tax at the pump

New York
Indiana
Oklahoma
New Mexico
Oregon

You still must pay for the miles you run in those states, but as stated above Oregon charges a flat per mile rate to run in That state

 

Dude what are you smoking? All of those states except oregon charge at the pump unless you are buying in an Indian reservation.

 

Actually those states do not. There are federal and state taxes that are paid but nothing is put in for ifta use.