Insurance..

Discussion in 'Ask An Owner Operator' started by Trucker327, Jun 28, 2019.

  1. Trucker327

    Trucker327 Light Load Member

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    As owner op..who is the cheapest insurance? ..n i have a question..im n a bit of a spot..i own my own semi..bought cash..but no insurance..haven't gotten a DOT inspection..i thought i could get a fleet to do that..then take out there payment from my checks...but now im told by my previous fleet..i need to get my DOT from a outside shop..n get my own insurance.and get a fleet number .b4 they can work on my semi.. So im like..then y did your recruiter tell me opposite..so need some experienced owner op info..of what to do???
     
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  3. Spyro2112

    Spyro2112 Medium Load Member

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    Go anywhere to get a dot, ins progressive ooida find out the state u live in look for commercial ins, liability, comp and collision, don't need workman's comp unless you want to
     
  4. Spyro2112

    Spyro2112 Medium Load Member

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    Fleet number I assume a icc use theirs, I'd go somewhere else
     
    Trucker327 Thanks this.
  5. Trucker327

    Trucker327 Light Load Member

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    Ok..so progressive liability..is the cheapest??..is insurance cheaper if you run more miles or less miles??
     
  6. Spyro2112

    Spyro2112 Medium Load Member

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    Dont matter miles, try progressive for liability, call around for comp and collision, can't afford down payment call ooida pay them join fee
     
  7. Trucker327

    Trucker327 Light Load Member

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    10/4
     
  8. Old Man

    Old Man Road Train Member

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    If you own the truck out right you don’t need comp insurance, if you are going to run under their authority they have to obtain the liability and cargo, you can’t.

    You can get a dot inspection at any truck stop that has a shop.
     
  9. Trucker327

    Trucker327 Light Load Member

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    Tried ..shops say no..need insurance..n the fleet swift says i need to get my own dot inspection n my own insurance..that they cant help me..becuz i dnt have a swift number yet. And i haven't signed contract..but they won't let me sign contract..until i get a DOT inspection
     
  10. Spyro2112

    Spyro2112 Medium Load Member

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    Comp and collision is for you when not under dispatch, with uninsured
     
  11. Spyro2112

    Spyro2112 Medium Load Member

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    Call progressive get a policy number it's less that 200 buck for six months, drive to the Petro and get a dot
     
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