Are these insurance quotes reasonable???

heads up that if you get a 3 car, some brokers will require 150k cargo. ive noticed this tends to be the higher end brokers that pay decent for nicer vehicles.

 

So how much do they require for a 10 car?

 

Interesting

 

It is isn't it and it's nice info to have even if it's 3 years old. Some states were a lot more than what I'd have suspected. What is curious to me, is what is different about Mississippi that it's so much cheaper than everywhere else?


also I'm not sure how they would be writing policies with out DOT numbers. The 1st price is if it's with a DOT number the second is with out. I don't understand what they would be doing writing a MC carrier policy with out a DOT number. That part confuses me.

 

I am sure someone on he can give you a good explanation. I think it depends if you stay in state. Also if you are “ not for hire” Coal trucks, gravel trucks,concrete trucks work in a small radius. I can’t come up with a example of “ not for hire “

 

Typically $ 250,000 - 400,000

 

Not for hire is usually companies that are not carrying product for others. Say someone using a FL60 to haul a horse trailer or a race car trailer.

I don't think that's the issue as that is usually covered on the personal side not as commercial, but I think maybe you hit it with the other point. Maybe the second rates are for intrastate not interstate. That might actually make sense that the rates are lower on the 2nd numbers if that's for companies with a DOT like say dump trucks but they don't go out of that state.. or maybe like a local hot shot guy carrying cars for auctions. I see a lot of that here in FL, lot of hotshots are running cars but only inside FL.

example here in FL the rate from that list was Florida $19,480 $12,872. That's a big difference if that's what it means that the lower rate is not interstate but rather intrastate. That would m make sense why most of local the guy's I've talked to only haul inside FL not out.

 

Nope, clean driving record. I’ll call back...right now the cheapest is $22k with $4600 down. I’m hoping progressive can beat that.

 

Well 20k is right in the ball park of their average price for FL according to that list. One thing that I know helped me, is I've had my personal insurance with Progressive for a very long time. They did give me a discount due to being a existing customer and with that they also know they've never paid a single claim on me.

 

I’m in CA, spoke to my progressive agent and she’s going to give me a number tomorrow. I’ve been a long time customer with them as well. All my vehicles and boat are through progressive so keeping my fingers crossed she comes back with something lower.