Seasoned Drivers...'What if there is another Recession ?'

Im with whyte trash. The DIY tiny house didnt exist in 1980 because it wasnt necessary. Neither was college.

The more they print the money, the more housing and heating vouchers they hand out.. The more working 2 jobs to stay in middle class poverty becomes a reality. You either work till you drop or throw in the towel and take the handout.

The city i left .. Hell the house i lost, all became section 8. Theres someone with a housing voucher that has my 2 story 2 car garage. Anymore up there the corporate owners will not take someone without a voucher. They wont chase down a paycheck when they can get it direct deposit every 1st of the month and simply make a call to the housing agency referral service to do a tenant replacement. It cost me $1500 attorney fees and 4 months lost rental income to evict a pair of private losers from one of our houses, and by that time we were too far back to prevent foreclosure.

Times have changed. If you disagree you just havent been bit by it yet. I lost 2 houses. Dont drink drug smoke or take vacations.

 

The know it alls will always respond to this with how i coulda done xyz different and it was my fault.

 

What opportunity do you think they should have?

If Duck is telling the truth, then that would mean that opportunity is not completely void. Do you believe his statement? Not being a buster or even wanting to debate...just trying to see things from your point of view.

 

Not answering for anyone else here.. But my take is that opportunity is like a load board. Some days the profit margin is good. Some days its slim, some days its dry as a bone and it all depends on supply and demand. The more people clamboring for a piece of pie, the smaller the pieces get.


Meanwhile on the other end of the rope theyre diluting the currency, going up on the utilities, taxes, insurance premiums, healthcare cost etc etc etc. Eventually the people who havent found an exclusive piece of pie [dedicated freight, sweetheart jobs, etc] are left with expenses so big and incomes so small that there isnt enough month at the end of the money. You can only work 7 days a week. Lot of people need to work 10. Well when im workin 7 and someones tellin me im messing up because i dont have a pile of money, i know they just havent walked in these shoes. Sure buddy, just bail me out and ill do everything your way.

All it takes is one sick kid, kitchen fire or patch of black ice for it to be you.

 

That’s the thing. We make money, I make good money, my friends make good money but it doesn’t go as far.

you got bs insurance, you got student loans for schools that used to cost 10x less, your house is gonna cost 10x more than it used to. If you got kids daycare is gonna hit you for like 1k a week.

everyone is out to rip you off, you gotta be careful not to fall into the traps or you’re gonna be screwed for years to come.

back in the day everyone had pensions and better retirement plans. Now a lot of people are going to work till the die.

 

One sick kid financially ruining you is part of the risk of having kids, it's the way it's always been pretty much. Health insurance used to not even be a thing, doctors also weren't something you went into thinking you'd make money. Hell retiring is a relatively new thing, used to be you worked till you physically couldn't and then move in with one of your kids and it was their turn to take care if you.

 

You have government to thank for high insurance costs. When everybody thinks they have to go to college the price is going to go up and the usefulness of the degree will go down. Cost of houses goes up because A, inflation, B, have you lived in an remodeled 60s house, they're not exactly nice by today's standards.
1k a week for daycare, how many kids is that, I'd charge you that per day per brat.
Working till you die or physically can't work isn't new.

 

I find the comments about pensions no longer existing rather funny. Guess everyone forgets that they didn't exist prior to the late 50s and started going away in the late 80s. Pensions were a thing for a single generation that came about from histories biggest industrial economic boom and started getting phased out almost immediately because they are not financially feasible. The baby boomers are the only generation that was able top take advantage of them so one could argue that they had it easier. The generation before were not able to work long enough to be fully vested before having to stop working due to age, and the generation after got to see them being phassed out before they got vested.

 

I don't see how I could have done anything different.
Had my job 7 years and pay raises and bennies to go with it. Then the hours get cut and the lower wage guy gets the work. I end up starving. And my industry loses 7 million jobs. The hardest hit with the most job losses.

12 years later. That industry can't keep up with demand.

Kinda makes one wonder how far the nations are willing to let the population growth explode.
Earth can't sustain the growth forever with each year growing faster then the previous year. Sooner or later something is going to have to give.

 

Or life is about change you saw things changing in your career and didn't adjust or move into something else .....buggywhip manufacturing and whale oil lanterns also lost a few jobs also