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Message:: [QUOTE="haulit6272, post: 8453806, member: 221210"]Its not just health care benefits. In no way would I want to have to wait an entire year to start a 401(K). The benefit is that important, saving thousands in taxes, and that compounds tax excempt over time, whether the company matches it or not. I would be contributing to the max. From what I keep reading, after one year, that's when drivers have the experience to move on to a better job for themselves. So what if the next company says you must a year with THEM before starting a 401(K)? Now you're two years in without getting one started. If the 401(K) is a major reason why you're driving it to begin with, you wonder why other benefits like health care kick in a lot earlier, especially if they aren't matching any portion of your contribution - no real skin off their back. And what % of the health insurance premium do most trucking companies make you pay? How much is the deductible each year? Some drivers may be better off on the Obamacare exchange, especially in that first year when income is peanuts due to the company getting you your CDL and now makes you complete a year.[/QUOTE]