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<p>[QUOTE=&quot;Concorde, post: 12391354, member: 183997&quot;]That’s a big one right there and a very hard lesson learned for me.</p><p><br /></p><p>Pre-Payment penalties I ignored because I never intended to pay off early. However If your equipment is stolen, lost in a wreck or consumed by fire that penalty will cost you dearly. Simply, put the insurance payoff is also considered an early payoff.</p><p><br /></p><p>Just on the trailer I never got to use it was close to a 10k loss for me. Paid $47,300, put 10k down and got $1,400 settlement.[/QUOTE]</p><p><br /></p>

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