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Anyone use an out-of-state insurance agent?

Discussion in 'Ask An Owner Operator' started by Dino soar, Oct 18, 2020.

  1. Oct 18, 2020 #1
    Dino soar

    Dino soar Road Train Member

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    My insurance is up for renewal very soon and I've been bombarded with calls for insurance and emails.

    This is okay because on one hand Progressive raise my rate $500, then my agent looked at it and realized I work in a smaller radius so it went down I don't know $1,000 Maybe. Ironically they would not give me a smaller radius for this year.

    So I'm going to call and get quotes and see what anyone else can do.

    But I see a lot of these agencies contacting me are in other states.

    Now I realize the actual insurance company is going to be in whatever state but it kind of makes me a little nervous if I am in Pennsylvania and I have an agent that's in Missouri or Oklahoma or North Dakota or something like that.

    Should I really only be looking for agents that are local to me or is that okay to have an agent that many states away?
     
    Dino soar, Oct 18, 2020
    Dino soar, Oct 18, 2020
    #1
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  3. Oct 18, 2020 #2
    User666

    User666 Medium Load Member

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    Northeast Ohio
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    Call WHA Insurance. My agent is Tina Sams and she's great. She's on the opposite coast as myself but it's not an issue. Claims departments are 24/7 and COIs can be added yourself via the internet in minutes.
     
    User666, Oct 18, 2020
    User666, Oct 18, 2020
    #2
    Dino soar Thanks this.
  4. Oct 18, 2020 #3
    wichris

    wichris Road Train Member

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    Answer them all and let them shop it around. I do it every year, then give the rates to my agent and they are always beat by a long shot.
     
    wichris, Oct 18, 2020
    wichris, Oct 18, 2020
    #3
    feldsforever and Dino soar Thank this.
  5. Oct 18, 2020 #4
    401-Alex

    401-Alex Light Load Member

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    Can check out the company I use Rig insurance. (802) 861-4477 i use a guy named Adam. Great customer rep. They have a online portal to issue insurance certs. 24/7 can do it by yourself in less then 5 minutes. Im at 9k for the year going into my 3rd Year no accidents 1. 6 over warning. They are based out or VT. Im out of RI. Ext 205 for adam. Good luck
     
    401-Alex, Oct 18, 2020
    401-Alex, Oct 18, 2020
    #4
    Dino soar Thanks this.
  7. Oct 18, 2020 #5
    Concorde

    Concorde Road Train Member

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    Jun 29, 2016
    West Melbourne Florida
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    I live in Florida and use an agent up in NY and my policy is with Progressive. As a matter of fact I also switched my personal auto insurance through my NY agent.
     
    Concorde, Oct 18, 2020
    Concorde, Oct 18, 2020
    #5
    Dino soar Thanks this.
  8. Oct 19, 2020 #6
    SteveScott

    SteveScott Road Train Member

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    Most commercial lines insurance brokers are licensed to do business in all 50 states, so yes feel free to call a broker in any state. I live in California and my broker is in Ohio. I was getting all of the calls for my renewal as well, and wound up staying with my existing broker because they had the lowest rate.
     
    SteveScott, Oct 19, 2020
    SteveScott, Oct 19, 2020
    #6
    Dino soar Thanks this.
  9. Oct 29, 2020 #7
    Dino soar

    Dino soar Road Train Member

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    I have to say I called there and I spoke with Adam.

    Even though he knew I was not going to be able to go with him he stayed on the phone with me for maybe 10 or 15 minutes and he explained things to me about insurance that no one else has been able to.

    This guy is the most knowledgeable guy I have ever spoken to about trucking insurance and he's a great guy.

    If you need trucking insurance I highly highly highly recommend that you call him.
     
    Dino soar, Oct 29, 2020
    Dino soar, Oct 29, 2020
    #7
    nikmirbre and User666 Thank this.
  10. Oct 29, 2020 #8
    MTN Boomer

    MTN Boomer Road Train Member

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    I have had an Agency that I found through NAST out of Nashville
     
    MTN Boomer, Oct 29, 2020
    MTN Boomer, Oct 29, 2020
    #8
  11. Oct 31, 2020 #9
    86scotty

    86scotty Road Train Member

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    Mine is out of state. No problems with that.
     
    86scotty, Oct 31, 2020
    86scotty, Oct 31, 2020
    #9
  12. Nov 1, 2020 #10
    Rideandrepair

    Rideandrepair Road Train Member

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    Doesn’t matter. As long as the Agency, or Ins. Co. is Licensed to sell Insurance in your State. My agents in the next State. Actual insurance co, is Northland.
     
    Rideandrepair, Nov 1, 2020
    Rideandrepair, Nov 1, 2020
    #10
    User666 Thanks this.
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