say you are off duty driving on your way to a mechanic. you get into a accident bobtail only. is your bobtail insurance required to help you or your carriers insurance you are leased on to
bobtail off duty going to mechanic
Discussion in 'Trucker Legal Advice' started by 4noReason, Mar 26, 2018.
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For one thing your not off duty going to a mechanic and second it's your bob tail insurance that has to cover it your not hauling a wagon so it's on you.
SixShooterTransport, magoo68, p608 and 7 others Thank this. -
Depends on your status. Non Trucking Liability covers you when not under dispatch. Their definition of dispatch is a real wide load....
I had an owner operator from RI picked up his tank at the cleaning station in Warwick and drove to the shipper in Nashua where he was told the product wasn't ready, drop the tankwagon under the spiller and come back around 5:00 pm.
Since it is now 7:30 am he decides to bobtail down the street to the local greasy spoon for breakfast.
On his way back, belly full and contemplating a long day's nap under the shade trees, he bumps a car who started and stopped short at a stop sign on his way back....
He was under dispatch...
You take a trailer home [or to your parking yard]; you are still under dispatch.
Bob-tailing out to the shop on Saturday morning for an oil change and maybe an exterior wash...you are finally not under dispatch.
NTL usually denies the claim until someone proves that you were absolutely ":not under dispatch"....brian991219 and 4noReason Thank this. -
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4noReason Thanks this.
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You are not off duty when you are going to the mechanic.
You are driving and on duty.
Your insurance will cover you bob-tail, that's what the non-trucking liability is for.
Dispatch has nothing to do with it.Matt43324, 4noReason, bowhunter67 and 1 other person Thank this. -
I don’t have this issue. I pay all my insurance.
Bean Jr. and bowhunter67 Thank this. -
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