Commercial insurance in California

Discussion in 'Expediter and Hot Shot Trucking Forum' started by procharged392, Nov 29, 2019.

  1. procharged392

    procharged392 Bobtail Member

    44
    11
    Mar 7, 2019
    0
    First of all I hope everyone had a great Thanksgiving! For those on the road, thank you for your hard work. I’ve been looking for insurance and this is the cheapest I’ve found. Months and months of calling and emailing. My current employer does not appreciate my hard work so can’t wait to give them the bird. I’m hoping to start the new year, new owner operator with less than 2 months with a CDL and clean record. I’m wondering if general liability is required?

    91524EBB-CE52-4019-8948-75D473122E1F.jpeg
     
    Last edited: Nov 29, 2019
  2. Chinatown

    Chinatown Road Train Member

    41,566
    60,211
    Aug 28, 2011
    Henderson, NV & Orient
    0
  3. mover man

    mover man Road Train Member

    1,455
    1,419
    Feb 21, 2010
    0
    MUDDA FUDDA $15,531.70 And no umbrella or gen liability??!! Your a better man than me, with 2 months experience. I would be just trying to find an employer who did appreciate me. Or a company to lease onto.
     
    Lite bug and Diesel Dave Thank this.
  4. Sharky88

    Sharky88 Medium Load Member

    570
    553
    Sep 25, 2013
    0
    You are no where ready to own your own truck. I may be wrong and you might be the exception but the numbers say you will fail. Don't rush you have only had your CDL for two months! Learn what you don't know first. That will take you a few years to figure out then when your ready go for it.
     
  5. procharged392

    procharged392 Bobtail Member

    44
    11
    Mar 7, 2019
    0
    I’ve already decided I’m going to transition from the office to the hotshot life, just struggling to find insurance for a reasonable amount being from California
     
    Last edited: Nov 30, 2019
  6. Lite bug

    Lite bug Heavy Load Member

    759
    496
    May 3, 2014
    Columbus Ohio
    0
    In a age where the Trial Lawyer has commercials portraying the Big Truck as the Bad Guy. Drivers in flip flops. A generation that is confused about which bathroom to use. One can see why Insurers will ask a arm and a leg to cover a new entrant’s risk for the first few years. And who could blame them.
     
    JonJon78 Thanks this.
  7. mover man

    mover man Road Train Member

    1,455
    1,419
    Feb 21, 2010
    0
    Well jump on in, the waters warm. Except where it's cold, but its blazing in other places.
     
    Lite bug and procharged392 Thank this.
  8. Sharky88

    Sharky88 Medium Load Member

    570
    553
    Sep 25, 2013
    0
    I hate to see threads like this.... People want to just jump in and bay the cart with out knowing what horse they need.
     
  9. BlinkBlink

    BlinkBlink Bobtail Member

    28
    31
    Jan 18, 2009
    0
    If you have deep pockets would it even matter?
     
  10. procharged392

    procharged392 Bobtail Member

    44
    11
    Mar 7, 2019
    0
    ...and that’s why I started this thread. I’m not saying I know everything, everyone was once in my shoe before. I was hoping to get feedback on insurance that’s all.
     
  • Draft saved Draft deleted