down payment

20-25% down
anywhere 6 to 12% interest

shop around
if it is your first truck they will want more down and a higher interest %
second truck if you are running a profitable business they will have check book open and offer lower rate off the bat. You eventually get to a point where you go into the bank telling them what you want and what you are offering THEM lol...

 

I have a simmilar FICO and when I asked about a brand new Cascadia speced for 146K, he told me 15K would get me out of the gate with it.

 

Just a measly @ 2800 a month for 5yrs and your free and clear.

 

With a $10,000 balloon payment on the end. No problem cause you'll make that in a week.

 

Lone mountain wants 10k and like 2500 a month for a new truck.

 

If you buy new 1 truck- you buy a Glider.......And Buy it with Cash or 80% down- You don't want no Second Mortgage- Tax writeoff or not.

Your tires n brakes are still going every 2 years......Why have a $2600 monthly to go with it, Plus your PH/D is gonna double or triple on new-

If you want "Turn-key" Go buy new then- That's what Seatwarming buttocks drivers do