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First truck insurance quote...

Discussion in 'Ask An Owner Operator' started by REEFERman450, Oct 5, 2017.

Page 3 of 4
  1. Oct 6, 2017 #21
    Dave_in_AZ

    Dave_in_AZ Road Train Member

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    That's still three times more than what it should cost.
     
    Dave_in_AZ, Oct 6, 2017
    Dave_in_AZ, Oct 6, 2017
    #21
    The_Great_Corn and REEFERman450 Thank this.
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  3. Oct 6, 2017 #22
    nax

    nax Road Train Member

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    I was quoted $2200 @ 1M liab & $25K damage for bobtail (drops to $1500 if damage is set to $15K). from progressive. 1yr CDL.

    quoted amounts are annual cost, of paid in full
     
    nax, Oct 6, 2017
    nax, Oct 6, 2017
    #22
  4. Oct 6, 2017 #23
    REEFERman450

    REEFERman450 Light Load Member

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    This quote is for 3.8 yrs cdl...no accidents or incidents.....60k physical damage ( rigs value) and 1mm NTL policy
     
    REEFERman450, Oct 6, 2017
    REEFERman450, Oct 6, 2017
    #23
  5. Oct 6, 2017 #24
    nax

    nax Road Train Member

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    There's your reason right there.

    Is that the ACV? or what you paid for it?
     
    nax, Oct 6, 2017
    nax, Oct 6, 2017
    #24
  7. Oct 6, 2017 #25
    REEFERman450

    REEFERman450 Light Load Member

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    Acv ???
     
    REEFERman450, Oct 6, 2017
    REEFERman450, Oct 6, 2017
    #25
  8. Oct 6, 2017 #26
    nax

    nax Road Train Member

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    ACV = Actual Cash Value

    actual cash value (ACV), also known as market value, is the standard that insurance companies arguably prefer when reimbursing policyholders for their losses.Actual cash value is equal to the replacement cost minus any depreciation (ACV =replacement cost – depreciation).

    Actual Cash Value Vs. Replacement Value
     
    nax, Oct 6, 2017
    nax, Oct 6, 2017
    #26
    REEFERman450 Thanks this.
  9. Oct 22, 2017 #27
    REEFERman450

    REEFERman450 Light Load Member

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    Non Trucking Liability
     
    REEFERman450, Oct 22, 2017
    REEFERman450, Oct 22, 2017
    #27
  10. Sep 25, 2018 #28
    Alkaline Eating Trucker

    Alkaline Eating Trucker Bobtail Member

    11
    1
    Aug 3, 2017
    0
     
    Alkaline Eating Trucker, Sep 25, 2018
    Alkaline Eating Trucker, Sep 25, 2018
    #28
  11. Sep 25, 2018 #29
    Alkaline Eating Trucker

    Alkaline Eating Trucker Bobtail Member

    11
    1
    Aug 3, 2017
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    Alkaline Eating Trucker, Sep 25, 2018
    Alkaline Eating Trucker, Sep 25, 2018
    #29
  12. Sep 25, 2018 #30
    Alkaline Eating Trucker

    Alkaline Eating Trucker Bobtail Member

    11
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    Aug 3, 2017
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    No medical insurance?
     
    Alkaline Eating Trucker, Sep 25, 2018
    Alkaline Eating Trucker, Sep 25, 2018
    #30
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