Geico insurance? Good? Bad? Ugly?

Discussion in 'Ask An Owner Operator' started by 86scotty, Jun 10, 2025.

  1. 86scotty

    86scotty Road Train Member

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    Good? Bad? Ugly?

    I just got a quote from them for insurance this coming year and it was very good. I consider them an older, established, reputable insurance company but I have never had anything insured with them.

    Anyone else out there using them for commercial truck insurance?
     
    Flat Earth Trucker Thanks this.
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  3. Walk Among Us

    Walk Among Us Medium Load Member

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    That gecko lizard seems trustworthy. I say go for it.
     
    Siinman Thanks this.
  4. snowmantrucking101

    snowmantrucking101 Heavy Load Member

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    Get a quote from Progressive. They're usually the better deal.
     
  5. 86scotty

    86scotty Road Train Member

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    Never again, thanks though. I've been with Progressive for 7 of my 8 years out here. Multiple brokers I've tried to haul for this past year have shut me down because of that. Not sure what you haul or for who but beware!

    And, Geico was almost $3k less than my Progressive quote for this coming year.
     
  6. Big Road Skateboard

    Big Road Skateboard Road Train Member

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    Progressive has changed their policy that was making some brokers not use carriers who have it.

    But who knows if those brokers will ever allow it again.

    I'll be shopping next year. I paid my policy, then one brokerage I use a lot decided no more Progressive for them.

    I'm already paid up, so we'll just wait it out
     
    Siinman and 86scotty Thank this.
  7. Arctic_fox

    Arctic_fox Experienced mx13 execrator

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    Cant speak towards CMV but i had them for years on my personal vehicle. Do not recomend. Nothing but poor experinces. What did for me is my at the time room mate added himself to the insursnce as primary payee without my consent then they told me he had to sign to be removed and i had no authority over my own policy.

    Dropped them and havent used them.since.
     
  8. RunningAces

    RunningAces Road Train Member

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    Progressive covers open deck guys for water damage now through their cargo plus program. I called when they sent me a letter about it and they said existing members were automatically enrolled in the new program at no extra cost. I was going to be shopping around for new insurance because I've had brokers deny me loads because their old policy.

    Ive let brokers I work with know about it and two have called Progressive to confirm and Ive gotten the loads.
     
    Siinman and snowmantrucking101 Thank this.
  9. snowmantrucking101

    snowmantrucking101 Heavy Load Member

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    Dang. Heard that....thanks.
     
  10. abyliks

    abyliks Road Train Member

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    ludlow MA
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    Geico was just starting to get into big truck insurance when I was last shopping for a quote, I ended up with safety this go around and great American for cargo
     
    Siinman Thanks this.
  11. Concorde

    Concorde Road Train Member

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    West Melbourne Florida
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    I have Geico now.
    Progressive wanted $53k for my renewal last November and I got same exact coverage for $25k.

    I don’t know the exact specifics but..
    Something about Geico doesn’t participate in the exchange of claims data.

    I had over $250k in loss runs and they really didn’t care. Mainly due to the claims not being my fault.
     
    Siinman and 86scotty Thank this.
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